69 Best Consumer Loans Startups to Watch in 2025

The Definitive Seedtable Ranking of Consumer Loans Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 1,381 start-ups with an aggregate funding of $22.2b. The average funding per company in this subset is $322.3m.

Last update to the database: Feb 18, 2025. See changelog.

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4

Funding Rounds

$230.0m

Money raised

Humane develops and commercializes consumer hardware, software, and services.

4

Funding Rounds

$168.2m

Money raised

BoAt is an India-based consumer electronics brand established in 2015 that markets earphones, headphones stereos, travel chargers, and premium rugged cables.

Location:

Key people:

5

Funding Rounds

$236.7m

Money raised

A genetic medicine company that build data platforms using synthetic biology, artificial intelligence and genetic medicine for the development of medical therapies.

Key people:

20

Funding Rounds

$3.8b

Money raised

Klarna is a financial technology company providing e-commerce payment solutions for merchants and shoppers.

Location:

Key people:

9

Funding Rounds

$81.5m

Money raised

Kasisto is a company that develops conversational AI for financial institutions.

Location:

Key people:

4

Funding Rounds

$8.5m

Money raised

CUJO AI is a network intelligence software company.

4

Funding Rounds

$1.5m

Money raised

Aura Vision is an AI computer vision company for generating insights into shop floors. Aura Vision uses existing security cameras in stores to provide customer demographics and behavior data.

14

Funding Rounds

$254.3m

Money raised

Nanosys designs and manufactures nanotechnology materials to improve display color performance and batteries.

10

Funding Rounds

$930.0m

Money raised

Tempus, a technology company advancing precision medicine through the practical application of artificial intelligence in healthcare.

7

Funding Rounds

$83.0m

Money raised

Molecular Assemblies, Inc. is an enzymatic DNA synthesis technology founded in 2013 by Curt Becker, Bill Efcavitch and William Efcavitch.

1

Funding Rounds

$1.0m

Money raised

Mophie is a California-based technology company founded by Ben Kaufman.

6

Funding Rounds

$898.4m

Money raised

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

5

Funding Rounds

$215.0m

Money raised

Overtime is an online sports streaming platform that is headquartered in Brooklyn, New York.

Location:

Key people:

14

Funding Rounds

$2.5b

Money raised

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Location:

Key people:

6

Funding Rounds

$399.8m

Money raised

Human Longevity is a genomic-based, health intelligence company empowering proactive healthcare and enabling a life better lived.

Key people:

1

Funding Rounds

$100.0k

Money raised

Lazarus 3D provides medical training and surgery rehearsal services through their soft-tissue 3D printed models built using MRI or CT images of patient anatomy.

9

Funding Rounds

$1.3b

Money raised

Back Market is an online refurbished goods marketplace connecting consumers with sellers of electronic devices.

Location:

Key people:

1

Funding Rounds

Hylio is a technology company making drones for aerial crop spraying.

8

Funding Rounds

$3.4b

Money raised

Magic Leap is an augmented reality company developing hardware and software for enhanced AR experience.

7

Funding Rounds

$114.3m

Money raised

Geltor is a cellular agriculture company making essential proteins, such as collagen and gelatin, using microbes in their own bio-fermentation recombinant protein production facility.

Key people:

3

Funding Rounds

$21.5m

Money raised

RoosterBio is a biotechnology company located in Frederick, Maryland, founded by Jon Rowley in 2013 providing standardized stem cell products for R&D, clinical, and commercial use in the regenerative medicine industry.

6

Funding Rounds

$330.5m

Money raised

Casper is a memory-foam mattress retailer.

Industries:

Location:

Key people:

8

Funding Rounds

$175.0m

Money raised

Viridos is applying synthetic biology to microalgae for the production of products that address climate change and sustainability. Viridos is focused on producing algal biofuels and other sustainable resources from algae.

1

Funding Rounds

$8.1m

Money raised

Atoms makes shoes for everyday wear. Made with elastic laces, copper lining, breathable materials, and simple design.

Industries:

Key people:

6

Funding Rounds

$324.5m

Money raised

MoneyLion is a mobile banking platform for borrowing, saving, and investing.

2

Funding Rounds

$26.4m

Money raised

Servify is a device lifecycle management platform, which integrates multiple OEM Brands and a sales and service ecosystem to deliver an after-sales service experience.

1

Funding Rounds

$1.0m

Money raised

Jaagodeal is an online shopping platform in Bangladesh that was founded in 2018. It sells a wide range of products, including fashion, home goods, electronics, and beauty products.

Key people:

5

Funding Rounds

$62.2m

Money raised

Mostly AI is a company using AI to generate synthetic data based on real enterprise data.

Location:

Key people:

5

Funding Rounds

$68.7m

Money raised

AOBiome Therapeutics is a therapeutics company, based in Newton, Massachusetts and founded in 2013, that developed strains of Ammonia Oxidizing Bacteria (AOB) to administer live in treatments that address inflammatory conditions.

Key people:

3

Funding Rounds

$12.1m

Money raised

Artificial Intelligence company and FCA authorized mortgage lender in the UK helping renters purchase their first homes.

Location:

Key people:

8

Funding Rounds

$117.5m

Money raised

Locus Biosciences is a biotechnology company developing CRISPR-Cas3-engineered precision antibacterial products.

Key people:

5

Funding Rounds

$48.1m

Money raised

Spire is a company developing tags that provide health tracking including respiration, sleep, stress, activity, and pulse rate.

Location:

Key people:

2

Funding Rounds

$13.8m

Money raised

A biopharmaceutical company developing therapeutics to attack cancer stem cells.

4

Funding Rounds

$140.0m

Money raised

iProov is a user authentication technology company based in London.

Location:

Key people:

8

Funding Rounds

$204.2m

Money raised

Elvie is a London-based consumer electronics company making sexual health and pregnancy products for women.

Location:

Key people:

3

Funding Rounds

$115.6m

Money raised

Swiftly is a developer of a digital platform to help brands and retailers build loyalty and reach more shoppers.

Key people:

6

Funding Rounds

$4.6m

Money raised

Nanomedicine company developing vaccines and therapies with cell-specific targeting.

2

Funding Rounds

$192.0m

Money raised

Scipher Medicine is a precision immunology company that aims to match patients with their most effective therapy. Their proprietary platform, Spectra, combines AI and a network map of protein interactions in the human body to make predictions.

8

Funding Rounds

$13.7m

Money raised

Petcube is a technology company designing and developing hardware and software products for pets.

Location:

Key people:

6

Funding Rounds

$62.5m

Money raised

Avegant is California-based company developing display techologies for augmented reality experiences.

1

Funding Rounds

EpiBone is a biotechnology startup company developing bone reconstruction solutions using stem cells. Nina Tandon, Sarindr Bhumiratana, Gordana Vunjak-Novakovic, and Sidney Eisig founded EpiBone in 2013 and the company is headquartered in New York City, New York.

8

Funding Rounds

$459.7m

Money raised

Silicon Valley-based genetic engineering startup.

Key people:

4

Funding Rounds

$105.0m

Money raised

Belong is a San Mateo, California-based real estate technology company developing a software platform for property management for the home renting process.

Key people:

3

Funding Rounds

$108.0m

Money raised

WayRay is a Moscow-based developer of holographic augmented reality technologies for the automotive industry.

Location:

Key people:

2

Funding Rounds

$12.0m

Money raised

CY Vision is California-based company developing computational holographic technology for cars.

3

Funding Rounds

$260.0m

Money raised

Ocrolus is a solution provider of automated document reviews in the financial services industry.

5

Funding Rounds

$57.1m

Money raised

Metabolon is a company developing metabolomics analytical methods and software for biomarker discovery

7

Funding Rounds

$100.9m

Money raised

Trustpilot offers a validated and open review community through which consumers can learn about a business and how others have experienced their product and service, and businesses can understand consumers engagement with their products.

Location:

Key people:

6

Funding Rounds

$5.8m

Money raised

Bambuser is a Software-as-a-Service company specializing in interactive live video streaming for enterprises that offer live video shopping.

2

Funding Rounds

$6.0m

Money raised

Privy is a company founded in 2011 by Ben Jabbawy.

Key people:

9

Funding Rounds

$973.2m

Money raised

Thumbtack is a company operating an online platform for finding and hiring workers for particular tasks.

Location:

Key people:

15

Funding Rounds

$147.0m

Money raised

Brightpearl is an omnichannel retail management platform for inventory management, order processing and fulfilment, contact relationship management, and accounting automation.

4

Funding Rounds

$20.1m

Money raised

Call analytics platform that uses artificial intelligence to transcribe and analyze sales calls, providing enterprises with actionable feedback to improve the performance of their sales teams.

6

Funding Rounds

$21.8m

Money raised

Aromyx is a biotechnology company developing a biosensor for human tase and olfactory receptors.

2

Funding Rounds

$300.0m

Money raised

Diamond Foundry is a San Francisco-based company focusing on lab-grown diamonds.

5

Funding Rounds

$2.5m

Money raised

Ichor Therapeutics is a pre-clinical contract research on aging mechanisms company founded in 2013 by Kelsey Moody.

Key people:

1

Funding Rounds

$73.0m

Money raised

Antheia is an American biotechnology company founded in 2013, and is located in Menlo Park, California. Antheia uses synthetic biology, informatics, and fermentation technologies to produce plant based medicines; most notably opioids using yeast.

5

Funding Rounds

$26.8m

Money raised

A biotechnology company developing live attenuated vaccines. It was founded in 2012 and is located in New York.

8

Funding Rounds

$518.6m

Money raised

Cue Health is a San Diego-based medical device company working to track health information at the molecular level.

5

Funding Rounds

$81.1m

Money raised

Meati Foods is a Colorado-based alternative meat company.

Key people:

1

Funding Rounds

$5.0m

Money raised

User authentication and fraud prevention with biometric Identity-as-a-Service. AimBrain provides face, voice, lipsync, behavior and anomaly detection modules.

14

Funding Rounds

$851.4m

Money raised

Skydio uses artificial intelligence to create flying drones that are used by consumer, enterprise, and government customers.

Key people:

4

Funding Rounds

$45.4m

Money raised

Pharrowtech is a Belgium-based company designing and developing mmWave hardware and software for wireless applications.

Location:

Key people:

8

Funding Rounds

$544.0m

Money raised

Marketplace connecting independent shop owners and brands with local retailers.

9

Funding Rounds

$414.5m

Money raised

A company with an e-commerce website for renting digital devices instead of buying them. It was founded by Michael Cassau in 2015 and is located in Berlin, Germany.

Location:

Key people:

8

Funding Rounds

$29.6m

Money raised

Company developing light accessories for accident prevention on bicycles and providing bicycle sharing service

6

Funding Rounds

$18.3m

Money raised

German Autolabs is a Berlin, Deutschland-based automotive company founded by Patrick Weissert and Holger G. Weiss in 2016.

Location:

Key people:

5

Funding Rounds

$425.0m

Money raised

Tmunity Therapeutics is a biotechnology company developing t-cell immunotherapies for the treatment of human diseases.

4

Funding Rounds

$161.6m

Money raised

Ultraleap is a developer of mid-air haptics, 3D hand tracking, and gesture recognition technologies intended to enable a shift toward spatial three-dimensional interfaces.

Location:

Key people:

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