69 Best Fintech Startups to Watch in 2025

Qredo is a cross-chain protocol for asset managers and traders active in the digital asset markets.

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

Numerai is a hedge fund with stock market trades determined by crowdsourced artificial intelligence models. The best models receive rewards in the form of a cryptographic token called Numeraire (NMR) on the Ethereum blockchain.

ComplyAdvantage is a company developing machine learning and big data based financial crime fighting software.

Bit2Me is a cryptocurrency trading platform founded in 2014 by Leif Ferreira.

Celo is an open platform that offers financial tools to mobile phone users.

CryptoMarket is a blockchain company founded in 2016 by Rafael Meruane.

Bitcoin Suisse AG is a Swiss-regulated financial intermediary specializing in crypto-financial services, based in Zug, Switzerland.

Forge, formerly Equidate, is a company that offers a marketplace for private stock liquidation.

Safello is a company founded in 2013 by Frank Schuil.

Klarna is a financial technology company providing e-commerce payment solutions for merchants and shoppers.

Flint is a global crypto investment app offering a range of passive investment assets to its users built on top of crypto.

Coinhouse is the developer of an investment platform for cryptocurrency assets.

A web and API platform that provides Bitcoin and Altcoin conversion.

Kasisto is a company that develops conversational AI for financial institutions.

Upstox is an India-based investment platform founded by Shrini Viswanath, Ravi Kumar, Kavitha Subramanian, and Raghu Kumar.

Zeta Markets is the premier derivatives protocol on Solana.

Artificial intelligence company who uses models and IBM's Watson in the management of their AI Powered Equity Fund ETF (AIEQ) and AI Powered International Equity ETF (AIIQ)

MetaMap aims to digitize trust

DataRobot sells a machine learning platform that helps users build and deploy accurate predictive models. The Boston-based company was founded in 2012 by Jeremy Achin.

AppZen is a San Jose, California-based company that provides an AI-based auditing platform for finance teams.

MyCointainer is a staking, masternode, lpos, pos, proof of stake coins solution.

Cake is an all-in-one decentralized finance (DeFi) platform.

Personetics' self-driving finance platform for banks to anticipate a customer's personalized banking needs through artificial intelligence.

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

Socure is a New York City-based developer of an identity verification and fraud risk solution.

A company offering a business intelligence and risk management platform.

SynFutures is a decentralized Derivatives Protocol.

SirionLabs provides a contract lifecycle management (CLM) platform for enterprises.

Roofstock is a real estate investment marketplace founded in May 2015 by Gary Beasley, Gregor Watson, Devin Wade, and Rich Ford.

Pods is a decentralized non-custodial options protocol. Users can create options and trade them through an Options AMM on the Ethereum Blockchain.

Primitive - Crypto derivative products built on the Replicating Market Maker protocol, an oracle-free solution to scalable and efficient on-chain derivatives.

Deel is a technology company offering a human resources management system solution for businesses working with global remote contractors.

Alloy is a San Francisco-based software company developing a platform for inventory and shipment visibility, including sell-in and sell-through analytics.

TradingView is a platform which provides instruments for publication and the viewing of trading ideas.

Vertalo is a digital transfer agent that connects and enables a digital asset ecosystem, offering primary capital formation, on-chain share registry, and access to secondary liquidity.

Prosper is an online peer-to-peer lending marketplace connecting people who want to borrow money with individuals and institutions who want to lend money.

Patreon is a San Francisco-based crowdfunding platform for artists and creators founded by Jack Conte and Sam Yam in 2013.

Bitso is a cryptocurrency exchange for buying and selling Bitcoin, Ethereum, Litecoin, Bitcoin Cash, TrueUSD, Decentraland, Golem, and Basic Attention Token.

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Unqork is a software company that offers a no-code, software as a service (SaaS) development platform for creating and managing enterprise applications for companies providing insurance and financial services.

FluidAI is a technology company that uses artificial intelligence to provide a host of solutions for the digital assets industry. The company is based in the United Arab Emirates.

Revolut is a London-based Fintech startup and bank offering mobile banking, card payments, money remittance, and foreign exchange services.

Adarga is a UK-based artificial intelligence software provider working with customers across defense, national security, and commercial organizations.

BlockFi is a blockchain platform for high-interest crypto accounts and low-cost credit products.

South Pole is a Zurich-based climate solutions company offering sustainable project development services in order to provide carbon offset credits to businesses and organizations.

EVEN Financial offers a B2B2C API to help connect financial institutions to consumers, and connect consumers to personalized financial products.

Mercury is a company making banking products for startups based in San Francisco and backed by a16z.

A federally regulated financial exchange that allows investors to trade directly on the anticipated outcome of future events. It was founded in 2019 and is located in New York, New York.

Juno, previously known as OnJuno, is a neobanking platform that offers interest-earning personal checking accounts. The platform allows all transactions to be managed from an iPhone or Android application, and users can be paid in cryptocurrency through direct deposit.

Lemonade is an insurance technology company using artificial intelligence and behavioral economics to offer home and renters insurance.

Matrixport is a cryptocurrency financial services platform enabling users to earn, invest, trade, loan and purchase crypto assets.

VALR is a company founded in 2018 by Farzam Ehsani, theo bohnen and badi sudhakaran.

CyberCube Analytics delivers a cyber risk analytics platform that is specifically designed for the insurance industry.

Tala is a financial technology company with a mobile application to manage personal loan. Founded in 2011 and has headquarters in Santa Monica, California.

ScaleFactor is an Austin, Texas-based SaaS company offering services in bookkeeping and accounting.

Luno is a cryptocurrency company founded in 2013 by Marcus Swanepoel.

Investing tool and Public Benefit Corporation that emphasizes social responsibility.

Chainalysis is a company that provides tools for cryptocurrency analysis, compliance, and investigation.

App Samurai is a San Francisco-based company that provides mobile marketing technology.

Onfido is an identity verification service for enterprises.

Starling is an UK-based mobile-first digital banking startup.

Sourcescrub, Inc. is a San Francisco-headquartered software and data company offering a deal sourcing and tracking platform with data warehousing for the merger and acquisition industry founded in 2014.

Ramp is a New York-based company focusing on a finance automation platform.

Platform allowing individuals to invest in small companies for equity or annual returns.

Qover designs, builds, and distributes digital insurance solutions for fast-growing companies across Europe.

Tasktop provides companies with visibility into software portfolios and develops actionable insights for business value.

An insurance technology company offering artificially intelligent software for insurance fraud detection and claims handling.

Yapstone provides flexible and customizable payment solutions.