8 Best Consumer Lending Startups to Watch in 2025

The Definitive Seedtable Ranking of Consumer Lending Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 8 start-ups with an aggregate funding of $1.3b. The average funding per company in this subset is $156.3m.

Last update to the database: Feb 18, 2025. See changelog.

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Proportunity logo

Proportunity

Artificial Intelligence company and FCA authorized mortgage lender in the UK helping renters purchase their first homes.

3

Funding Rounds

$12.1m

Money raised

VoiceOps logo

VoiceOps

Call analytics platform that uses artificial intelligence to transcribe and analyze sales calls, providing enterprises with actionable feedback to improve the performance of their sales teams.

4

Funding Rounds

$20.1m

Money raised

Kabbage logo

Kabbage

Kabbage is a financial technology and data company offering loans for small businesses.

7

Funding Rounds

$988.7m

Money raised

InCred logo

InCred

InCred is a Mumbai-based company offering a financial services platform that utilizes technology and data-science to simplify the lending process.

1

Funding Rounds

$41.9m

Money raised

Spruce (home service) logo

Spruce (home service)

Spruce is a mobile concierge platform for apartment communities.

6

Funding Rounds

$40.6m

Money raised

KoinWorks logo

KoinWorks

Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform

3

Funding Rounds

$144.5m

Money raised

LoanStar logo

LoanStar

LoanStar is a company founded in 2015 by Craig Haynes, Andrew Turner and Andrew Turner.

3

Funding Rounds

$2.3m

Money raised

Snapmint logo

Snapmint

Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card.

2

Funding Rounds