7 Best Consumer Lending Startups to Watch in 2025

The Definitive Seedtable Ranking of Consumer Lending Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 7 start-ups with an aggregate funding of $261.5m. The average funding per company in this subset is $37.4m.

Last update to the database: Feb 18, 2025. See changelog.

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3

Funding Rounds

$12.1m

Money raised

Artificial Intelligence company and FCA authorized mortgage lender in the UK helping renters purchase their first homes.

Location:

Key people:

4

Funding Rounds

$20.1m

Money raised

Call analytics platform that uses artificial intelligence to transcribe and analyze sales calls, providing enterprises with actionable feedback to improve the performance of their sales teams.

1

Funding Rounds

$41.9m

Money raised

InCred is a Mumbai-based company offering a financial services platform that utilizes technology and data-science to simplify the lending process.

6

Funding Rounds

$40.6m

Money raised

Spruce is a mobile concierge platform for apartment communities.

3

Funding Rounds

$144.5m

Money raised

Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform

Industries:

Location:

Key people:

3

Funding Rounds

$2.3m

Money raised

LoanStar is a company founded in 2015 by Craig Haynes, Andrew Turner and Andrew Turner.

2

Funding Rounds

Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card.

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