69 Best Debit Card Startups to Watch in 2026

The Definitive Seedtable Ranking of Debit Card Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 234 start-ups with an aggregate funding of $16.1b. The average funding per company in this subset is $233.1m.

Last update to the database: Mar 31, 2026. See changelog.

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6

Funding Rounds

$799.8m

Money raised

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

2

Funding Rounds

$3.6m

Money raised

Splinterlands is a digital trading card game built on blockchain technology.

Key people:

14

Funding Rounds

$2.5b

Money raised

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Location:

Key people:

1

Funding Rounds

$200.0k

Money raised

Foundation is a blockchain company in which one can create, explore, and collect digital art with non-fungible tokens (NFTs)

6

Funding Rounds

$103.4m

Money raised

Tribal Credit is a company in San Francisco.

3

Funding Rounds

$145.0m

Money raised

Cala Health offers bioelectronic medicines, medical devices, and neurotherapeutics for managing chronic health conditions.

Key people:

9

Funding Rounds

$852.6m

Money raised

Fetch Rewards is a mobile shopping platform for earning points and rewards on purchases.

Key people:

5

Funding Rounds

$48.1m

Money raised

Spire is a company developing tags that provide health tracking including respiration, sleep, stress, activity, and pulse rate.

Location:

Key people:

3

Funding Rounds

$115.6m

Money raised

Swiftly is a developer of a digital platform to help brands and retailers build loyalty and reach more shoppers.

Key people:

3

Funding Rounds

$32.0m

Money raised

miRagen is a clinical stage biopharmaceutical company developing innovative microRNA-targeting therapies to improve human health.

Key people:

15

Funding Rounds

$1.2b

Money raised

Zopa is a peer-to-peer lending platform founded in 2005 by Giles Andrews.

Location:

Key people:

2

Funding Rounds

$13.8m

Money raised

A molecular diagnostics company developing novel blood-based early detection and disease monitoring tests based on analyzing circulating cell-free messenger RNA (cf-mRNA) in blood samples to monitor organ function.

5

Funding Rounds

$249.5m

Money raised

Viz.ai is a healthcare startup that uses artificial intelligence to identify early signs of stroke.

7

Funding Rounds

$249.0m

Money raised

Eko Health is a digital health and AI technology company developing tools for heart and lung disease detection.

Key people:

5

Funding Rounds

$37.9m

Money raised

A technology company that has created a business-to-business software for hyper-local businesses wanting to use e-commerce for their operations. It was founded in 2015 and is located in Bangalore, India.

Location:

Key people:

6

Funding Rounds

$275.6m

Money raised

Petal is a credit card company based in New York.

3

Funding Rounds

$10.9m

Money raised

500Friends was a company developing loyalty marketing programs for brands and retailers. The company was acquired by Merkle in 2014.

4

Funding Rounds

$1.6b

Money raised

Slice is a credit card challenger in India helping to pay bills, manage finances, and earn quick rewards.

7

Funding Rounds

$15.8m

Money raised

A loyalty rewards software company. It was acquired by Oracle on November 8, 2019.

Location:

Key people:

3

Funding Rounds

$1.1b

Money raised

RNA-guided regulatory genome targeting therapeutics developer for chronic diseases.

Location:

Key people:

4

Funding Rounds

$24.2m

Money raised

WePay is a payment provider company serving online platforms. It participated in the S09 cohort of Y Combinator.

2

Funding Rounds

$20.0m

Money raised

Checkmate is a browser extension and app that automatically finds and applies online coupon codes and offers discounted gift cards.

Industries:

Location:

Key people:

6

Funding Rounds

$115.0m

Money raised

BankBazaar is a Chennai-based company offering comparison and choice of insurance and financial products.

9

Funding Rounds

$807.7m

Money raised

HeartFlow is a company developing non-invasive cardiovascular disease detection technology.

Key people:

6

Funding Rounds

$59.9m

Money raised

Yonder is a U.S-based company providing social media threat mitigation software.

1

Funding Rounds

$5.5m

Money raised

A biotechnology company founded in 2013 that develops technology to treat heart disease using pluripotent stem cells. Disease in a dish and clinical trial in a dish platforms are used to develop cardiovascular drugs and perform cardio-toxicity safety testing for non-cardiovascular drugs.

3

Funding Rounds

$90.0m

Money raised

Tally Technologies is a San Francisco-based financial services company.

13

Funding Rounds

$1.0b

Money raised

Atom Bank is a digital financial company offering personal and business banking products.

Location:

Key people:

4

Funding Rounds

$176.3m

Money raised

Step is a digital banking service built for teens.

Industries:

Key people:

3

Funding Rounds

$105.0m

Money raised

A biopharmaceutical company developing therapeutics for treating age-related diseases.

1

Funding Rounds

$15.0m

Money raised

White Label Loyalty is a cloud-based customer loyalty platform for businesses.

Location:

Key people:

3

Funding Rounds

$70.5m

Money raised

Drop is a company founded in 2015.

6

Funding Rounds

$117.7m

Money raised

AliveCor is a San Francisco-based company developing AI-based ECG technologies.

7

Funding Rounds

$93.6m

Money raised

WeGift is a smart solution for distributing gift cards at scale. They stand out for providing access to 700+ brands, bulk discounts of up to 25% off, and the ability to reclaim unspent value on expired gift cards.

Location:

Key people:

3

Funding Rounds

$26.9m

Money raised

Moving Analytics is developing a virtual care management software for cardiac rehab.

1

Funding Rounds

$40.0m

Money raised

Reap is an online payment platform that enables small businesses to pay expenses and collect revenue via credit card. Reap aims to facilitate payments between Web3 projects and traditional businesses.

Key people:

4

Funding Rounds

$46.5m

Money raised

DeFacto is a Turkish brand of men's and women's clothing and accessories.

Location:

Key people:

6

Funding Rounds

$62.1m

Money raised

Crown bioscience is a company that is focused on research, drug discovery and development for the treatment of cancer and diabetes.

9

Funding Rounds

$108.5m

Money raised

Platform to manage corporate expenses that includes business cards and real-time financial control.

1

Funding Rounds

$120.0m

Money raised

Rario, the world's first officially licensed digital collectibles platform for cricket, enables fans to buy, sell and trade cricket NFTs of their favourite cricketers and cricket leagues!

Key people:

4

Funding Rounds

$28.4m

Money raised

Wrapp is a company founded in 2011 by Hjalmar Winbladh, Carl Fritjofsson, Andreas Ehn, Magnus Hultman, Aurore Belfrage, Aage Reerslev and Leo Giertz.

8

Funding Rounds

$814.7m

Money raised

Xendit is a company providing payments infrastructure in Indonesia and South East Asia. It can detect and receive payments from all banks.

Location:

Key people:

5

Funding Rounds

$21.4m

Money raised

By applying the latest research in Artificial intelligence, Cardiologs provides a web solution to streamline this process at large scale, enabling the highest diagnostic yield, for the least physician effort.

Location:

Key people:

6

Funding Rounds

$268.0m

Money raised

Jeeves Inc. is a company founded in 2019 by Dileep Thazhmon.

Key people:

1

Funding Rounds

$17.1m

Money raised

Thanx is a San Francisco-based company founded in 2011 by Zachary Goldstein.

15

Funding Rounds

$70.6m

Money raised

Pockit is a digital banking app for "underserved" customers founded in 2012 by Virraj Jatania.

Location:

Key people:

5

Funding Rounds

$36.5m

Money raised

Fold is an Atlanta-based company founded in 2014 by Matt Luongo.

Industries:

Location:

Key people:

6

Funding Rounds

$5.0m

Money raised

Loyyal specializes in developing and hosting a customer loyalty program development platform based on smart contract and blockchain technology.

Location:

Key people:

3

Funding Rounds

$52.0m

Money raised

Platform providing smart fraud detection and prevention to stop online payment fraud.

Location:

Key people:

3

Funding Rounds

$25.7m

Money raised

Emailage is a developer of fraud prevention and identity verification technology used to make transactions easier and secure.

Location:

Key people:

2

Funding Rounds

$6.3m

Money raised

Gyft is a company offering a platform for users to purchase and manage gift cards online from their mobile phone.

5

Funding Rounds

$151.0m

Money raised

Hello Heart is a company founded in 2013 by Ziv Meltzer.

Key people:

5

Funding Rounds

$29.4m

Money raised

Company

5

Funding Rounds

$636.0m

Money raised

A company offering a members-only mobile application that rewards users for paying off their credit cards.

Location:

Key people:

4

Funding Rounds

$121.0m

Money raised

Ultromics is an AI-driven heart failure detection platofrm founded in 2017 by Paul Leeson.

Location:

Key people:

4

Funding Rounds

$74.0m

Money raised

A company that develops tools and techniques to treat heart failure and related conditions

6

Funding Rounds

$129.5m

Money raised

Yellow Card is the largest and only licensed Stablecoin on/off ramp on the African continent.

Location:

Key people:

4

Funding Rounds

$31.3m

Money raised

Volopay is a Singapore-based company founded in 2019 by Rajith Shaji.

Location:

Key people:

8

Funding Rounds

$75.2m

Money raised

Tango Card is a Seattle-based company founded in 2009 by David Leeds.

Industries:

Location:

Key people:

12

Funding Rounds

$276.6m

Money raised

A company developing hemodynamic monitoring solutions to detect heart failure

Location:

Key people:

5

Funding Rounds

$80.5m

Money raised

Zero is a neobank based in United States offering Personal accounts including a debit card, with all transactions being managed from an iPhone or Android application. Zero currently accepts to open mobile bank accounts for residents of United States.

1

Funding Rounds

$23.1m

Money raised

NeuroTronik is a company that develops neurostimulation therapeutic devices which are designed to treat acute heart failure syndrome.

6

Funding Rounds

$249.0m

Money raised

Rockley Photonoics develops silicon photonics for applications that include including data center connectivity, autonomous vehicles and medical sensing

Key people:

2

Funding Rounds

$66.4m

Money raised

Fivestars is a San Francisco-based company founded in 2011 by Victor Ho.

2

Funding Rounds

$10.1m

Money raised

Antavo is a loyalty Management Platform for Fashion and Retail founded in 2012 by Andras Bencsik, Zsuzsa Kecsmar, Attila Kecsmar and Gábor Csarnai.

Location:

Key people:

5

Funding Rounds

$32.1m

Money raised

Springbig is a Boca Raton, FL-based software development company offering a CRM and marketing platform for cannabis dispensaries and brands.

6

Funding Rounds

$120.2m

Money raised

Sweet is a cryptocurrency company founded in 2017 by Tom Mizzone.

3

Funding Rounds

$54.5m

Money raised

Implicity developed a universal remote monitoring platform for cardiac patients with connected pacemakers and implantable defibrillators.

Location:

Key people:

3

Funding Rounds

$94.0m

Money raised

Volta Medical is an artificial intelligence to revolutionize interventional cardiac electrophysiology founded in 2016 by Théophile Mohr Durde, Julien Seitz and Jérome Kalifa.

Key people:

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