69 Best Financial Technology Startups to Watch in 2025

CEX.IO is a cryptocurrency exchange platform that supports a range of cryptocurrencies and has different deposit and withdrawal methods that its traders can utilize for buying or selling digital assets through the usage of FIAT currency.

Qredo is a cross-chain protocol for asset managers and traders active in the digital asset markets.

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

The first and most experienced company in bitcoin payments, BitPay builds powerful tools for spending, accepting, and building with bitcoin. The company has offices in North America, Europe, and South America and has raised over $70 million from top investors including Index Ventures, Aquiline Technology Growth, Menlo Ventures, Founders Fund, and S

Numerai is a hedge fund with stock market trades determined by crowdsourced artificial intelligence models. The best models receive rewards in the form of a cryptographic token called Numeraire (NMR) on the Ethereum blockchain.

ComplyAdvantage is a company developing machine learning and big data based financial crime fighting software.

Bit2Me is a cryptocurrency trading platform founded in 2014 by Leif Ferreira.

Celo is an open platform that offers financial tools to mobile phone users.

Zapper is an interface for managing DeFi assets and liabilities.

Bitcoin Suisse AG is a Swiss-regulated financial intermediary specializing in crypto-financial services, based in Zug, Switzerland.

Phantom is a cryptocurrency wallet by Solana to manage digital assets and access decentralized applications.

Forge, formerly Equidate, is a company that offers a marketplace for private stock liquidation.

Safello is a company founded in 2013 by Frank Schuil.

CoinDCX is a blockchain company founded in 2017 by Sumit Gupta. CoinDCX is India’s largest and safest cryptocurrency exchange.

Klarna is a financial technology company providing e-commerce payment solutions for merchants and shoppers.

Flint is a global crypto investment app offering a range of passive investment assets to its users built on top of crypto.

Coinhouse is the developer of an investment platform for cryptocurrency assets.

Brex is a credit card company that issues corporate credit cards with no security deposit.

Dapper Labs is a software developer that creates blockchain-based video games and platforms.

A web and API platform that provides Bitcoin and Altcoin conversion.

Kasisto is a company that develops conversational AI for financial institutions.

Upstox is an India-based investment platform founded by Shrini Viswanath, Ravi Kumar, Kavitha Subramanian, and Raghu Kumar.

Zeta Markets is the premier derivatives protocol on Solana.

Artificial intelligence company who uses models and IBM's Watson in the management of their AI Powered Equity Fund ETF (AIEQ) and AI Powered International Equity ETF (AIIQ)

MetaMap aims to digitize trust

Circle is a peer-to-peer payments technology company that is headquartered in Boston, Massachusetts and was founded in 2013 by Jeremy Allaire and Sean Neville.

DataRobot sells a machine learning platform that helps users build and deploy accurate predictive models. The Boston-based company was founded in 2012 by Jeremy Achin.

Hardware wallet for crypto assets such as Bitcoin, Ethereum, XRP, Monero and more.

AppZen is a San Jose, California-based company that provides an AI-based auditing platform for finance teams.

MyCointainer is a staking, masternode, lpos, pos, proof of stake coins solution.

Cake is an all-in-one decentralized finance (DeFi) platform.

Personetics' self-driving finance platform for banks to anticipate a customer's personalized banking needs through artificial intelligence.

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

Socure is a New York City-based developer of an identity verification and fraud risk solution.

wefox is a digital insurance provider and platform that was founded in 2015.

A company offering a business intelligence and risk management platform.

SynFutures is a decentralized Derivatives Protocol.

SirionLabs provides a contract lifecycle management (CLM) platform for enterprises.

Roofstock is a real estate investment marketplace founded in May 2015 by Gary Beasley, Gregor Watson, Devin Wade, and Rich Ford.

Footprint is an all-in-one analysis platform to visualize your discoveries in blockchain data

Pods is a decentralized non-custodial options protocol. Users can create options and trade them through an Options AMM on the Ethereum Blockchain.

Primitive - Crypto derivative products built on the Replicating Market Maker protocol, an oracle-free solution to scalable and efficient on-chain derivatives.

Deel is a technology company offering a human resources management system solution for businesses working with global remote contractors.

Alloy is a San Francisco-based software company developing a platform for inventory and shipment visibility, including sell-in and sell-through analytics.

TradingView is a platform which provides instruments for publication and the viewing of trading ideas.

Vertalo is a digital transfer agent that connects and enables a digital asset ecosystem, offering primary capital formation, on-chain share registry, and access to secondary liquidity.

Prosper is an online peer-to-peer lending marketplace connecting people who want to borrow money with individuals and institutions who want to lend money.

Patreon is a San Francisco-based crowdfunding platform for artists and creators founded by Jack Conte and Sam Yam in 2013.

Bitso is a cryptocurrency exchange for buying and selling Bitcoin, Ethereum, Litecoin, Bitcoin Cash, TrueUSD, Decentraland, Golem, and Basic Attention Token.

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Unqork is a software company that offers a no-code, software as a service (SaaS) development platform for creating and managing enterprise applications for companies providing insurance and financial services.

FluidAI is a technology company that uses artificial intelligence to provide a host of solutions for the digital assets industry. The company is based in the United Arab Emirates.

Revolut is a London-based Fintech startup and bank offering mobile banking, card payments, money remittance, and foreign exchange services.

Adarga is a UK-based artificial intelligence software provider working with customers across defense, national security, and commercial organizations.

BlockFi is a blockchain platform for high-interest crypto accounts and low-cost credit products.

South Pole is a Zurich-based climate solutions company offering sustainable project development services in order to provide carbon offset credits to businesses and organizations.

Company

EVEN Financial offers a B2B2C API to help connect financial institutions to consumers, and connect consumers to personalized financial products.

Mercury is a company making banking products for startups based in San Francisco and backed by a16z.

A federally regulated financial exchange that allows investors to trade directly on the anticipated outcome of future events. It was founded in 2019 and is located in New York, New York.

Juno, previously known as OnJuno, is a neobanking platform that offers interest-earning personal checking accounts. The platform allows all transactions to be managed from an iPhone or Android application, and users can be paid in cryptocurrency through direct deposit.

Lemonade is an insurance technology company using artificial intelligence and behavioral economics to offer home and renters insurance.

Matrixport is a cryptocurrency financial services platform enabling users to earn, invest, trade, loan and purchase crypto assets.

VALR is a company founded in 2018 by Farzam Ehsani, theo bohnen and badi sudhakaran.

CyberCube Analytics delivers a cyber risk analytics platform that is specifically designed for the insurance industry.

Cypher is a decentralized synthetic asset protocol.

Brave is an open source web browser founded in 2015 by Brendan Eich.

Tala is a financial technology company with a mobile application to manage personal loan. Founded in 2011 and has headquarters in Santa Monica, California.

ScaleFactor is an Austin, Texas-based SaaS company offering services in bookkeeping and accounting.