27 Best Peer To Peer Lending Startups to Watch in 2025

The Definitive Seedtable Ranking of Peer To Peer Lending Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 27 start-ups with an aggregate funding of $4.2b. The average funding per company in this subset is $154.8m.

Last update to the database: Feb 18, 2025. See changelog.

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9

Funding Rounds

$312.9m

Money raised

Prosper is an online peer-to-peer lending marketplace connecting people who want to borrow money with individuals and institutions who want to lend money.

1

Funding Rounds

$3.6m

Money raised

A decentralized capital market powered by a cross-margin cross-collateralization clearing engine protocol.

14

Funding Rounds

$1.2b

Money raised

Zopa is a peer-to-peer lending platform founded in 2005 by Giles Andrews.

Location:

Key people:

1

Funding Rounds

$120.0k

Money raised

Staax is a San Francisco-based peer-to-peer lending and payment platform allowing users to purchase and send fractional shares of stocks.

Location:

Key people:

5

Funding Rounds

$33.1m

Money raised

Bosonic is a California-based financial technology company.

10

Funding Rounds

$745.6m

Money raised

Funding Circle is a San Francisco-based multinational peer-to-peer lending marketplace

9

Funding Rounds

$727.0m

Money raised

Dianrong is a Shanghai-based peer-to-peer lending marketplace where users can invest in other people or small businesses, or individuals or businesses can find financial support.

Industries:

Location:

Key people:

1

Funding Rounds

$4.4m

Money raised

Atlendis (previously JellyFi) is a capital-efficient DeFi lending protocolthat enables crypto loans without collateral.

2

Funding Rounds

Lendico is a Berlin-based operator of a peer-to-peer lending platform.

4

Funding Rounds

$63.0m

Money raised

RateSetter is a London-based peer-to-peer lending marketplace allowing users to lend and borrow money from each other and dictate their own interest rates.

Location:

Key people:

1

Funding Rounds

$5.0m

Money raised

Porter enables creditworthy DAOs to obtain fixed-rate financing using their project tokens as collateral

5

Funding Rounds

$4.8m

Money raised

A financial technology company offering an online lending marketplace for connecting institutional and individual investors.

Location:

Key people:

3

Funding Rounds

$476.5m

Money raised

Auxmoney is a Dusseldorf-based online peer-to-peer loan marketplace.

3

Funding Rounds

$144.5m

Money raised

Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform

Industries:

Location:

Key people:

2

Funding Rounds

ALAMI Sharia is a P2P Lending company that was founded in 2018

4

Funding Rounds

$169.4m

Money raised

smava is a Berlin-based provider of an online peer-to-peer lending marketplace.

Location:

Key people:

2

Funding Rounds

$18.0m

Money raised

Loans backed by your Crypto

1

Funding Rounds

$2.0m

Money raised

A website that helps crypto borrowers pay less interest on their loans

1

Funding Rounds

$40.0m

Money raised

We’re a smart, contemporary lending firm that uses technology to make loans simpler, faster, and more accessible for our customers. What does that mean? Minimum paperwork. Faster sanctions. Maximum peace of mind! Sounds too good to be true? Reach out to us and we’ll convince you!

2

Funding Rounds

$2.3m

Money raised

Finzy is a company founded in 2016 by Amit More, Abhinandan Sangam and Vishwas Dixit.

Location:

Key people:

1

Funding Rounds

$4.5m

Money raised

Flowty is a peer-to-peer (P2P) collateralized NFT lending marketplace that enables borrowers to access liquidity.

3

Funding Rounds

$109.4m

Money raised

PeopleFund is a South Korea-based company founded in 2015 by Jinho Kim.

Location:

Key people:

1

Funding Rounds

$1.3m

Money raised

Peerform is a peer-to-peer lending platform based in New York.

2

Funding Rounds

$22.3m

Money raised

Growth Street is a company founded in 2015 by Oliver Shapleski.

1

Funding Rounds

$4.0m

Money raised

Beehive is a company founded by Craig Moore.

1

Funding Rounds

$1.1m

Money raised

CrowdBureau is an information technology platform that offers asset and risk management tools

1

Funding Rounds

$46.0m

Money raised

Touna is a Shenzhen-based company founded in 2013 by Yongwu Xian.

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