27 Best Peer To Peer Lending Startups to Watch in 2025

The Definitive Seedtable Ranking of Peer To Peer Lending Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 27 start-ups with an aggregate funding of $4.2b. The average funding per company in this subset is $154.8m.

Last update to the database: Feb 18, 2025. See changelog.

Track over 71,000 companies

Discover
Fast-growing Global startups

Seedtable uses technology and people to track over 71,000 companies to help you find the right ones to partner with.

Pricing + Sign up
Prosper logo

Prosper

Prosper is an online peer-to-peer lending marketplace connecting people who want to borrow money with individuals and institutions who want to lend money.

9

Funding Rounds

$312.9m

Money raised

C3 Protocol logo

C3 Protocol

A decentralized capital market powered by a cross-margin cross-collateralization clearing engine protocol.

1

Funding Rounds

$3.6m

Money raised

Zopa logo

Zopa

Zopa is a peer-to-peer lending platform founded in 2005 by Giles Andrews.

14

Funding Rounds

$1.2b

Money raised

Staax logo

Staax

Staax is a San Francisco-based peer-to-peer lending and payment platform allowing users to purchase and send fractional shares of stocks.

1

Funding Rounds

$120.0k

Money raised

Bosonic logo

Bosonic

Bosonic is a California-based financial technology company.

5

Funding Rounds

$33.1m

Money raised

Funding Circle logo

Funding Circle

Funding Circle is a San Francisco-based multinational peer-to-peer lending marketplace

10

Funding Rounds

$745.6m

Money raised

Dianrong logo

Dianrong

Dianrong is a Shanghai-based peer-to-peer lending marketplace where users can invest in other people or small businesses, or individuals or businesses can find financial support.

9

Funding Rounds

$727.0m

Money raised

Atlendis logo

Atlendis

Atlendis (previously JellyFi) is a capital-efficient DeFi lending protocolthat enables crypto loans without collateral.

1

Funding Rounds

$4.4m

Money raised

Lendico logo

Lendico

Lendico is a Berlin-based operator of a peer-to-peer lending platform.

2

Funding Rounds

RateSetter logo

RateSetter

RateSetter is a London-based peer-to-peer lending marketplace allowing users to lend and borrow money from each other and dictate their own interest rates.

4

Funding Rounds

$63.0m

Money raised

Porter Finance logo

Porter Finance

Porter enables creditworthy DAOs to obtain fixed-rate financing using their project tokens as collateral

1

Funding Rounds

$5.0m

Money raised

Yotepresto logo

Yotepresto

A financial technology company offering an online lending marketplace for connecting institutional and individual investors.

5

Funding Rounds

$4.8m

Money raised

KoinWorks logo

KoinWorks

Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform

3

Funding Rounds

$144.5m

Money raised

Auxmoney logo

Auxmoney

Auxmoney is a Dusseldorf-based online peer-to-peer loan marketplace.

3

Funding Rounds

$476.5m

Money raised

Alami logo

Alami

ALAMI Sharia is a P2P Lending company that was founded in 2018

2

Funding Rounds

smava logo

smava

smava is a Berlin-based provider of an online peer-to-peer lending marketplace.

4

Funding Rounds

$169.4m

Money raised

Loda logo

Loda

Loans backed by your Crypto

2

Funding Rounds

$18.0m

Money raised

Greenwood Finance logo

Greenwood Finance

A website that helps crypto borrowers pay less interest on their loans

1

Funding Rounds

$2.0m

Money raised

Clix Capital logo

Clix Capital

We’re a smart, contemporary lending firm that uses technology to make loans simpler, faster, and more accessible for our customers. What does that mean? Minimum paperwork. Faster sanctions. Maximum peace of mind! Sounds too good to be true? Reach out to us and we’ll convince you!

1

Funding Rounds

$40.0m

Money raised

Finzy logo

Finzy

Finzy is a company founded in 2016 by Amit More, Abhinandan Sangam and Vishwas Dixit.

2

Funding Rounds

$2.3m

Money raised

Flowty logo

Flowty

Flowty is a peer-to-peer (P2P) collateralized NFT lending marketplace that enables borrowers to access liquidity.

1

Funding Rounds

$4.5m

Money raised

PeopleFund logo

PeopleFund

PeopleFund is a South Korea-based company founded in 2015 by Jinho Kim.

3

Funding Rounds

$109.4m

Money raised

Peerform logo

Peerform

Peerform is a peer-to-peer lending platform based in New York.

1

Funding Rounds

$1.3m

Money raised

Growth Street logo

Growth Street

Growth Street is a company founded in 2015 by Oliver Shapleski.

2

Funding Rounds

$22.3m

Money raised

Beehive logo

Beehive

Beehive is a company founded by Craig Moore.

1

Funding Rounds

$4.0m

Money raised

CrowdBureau logo

CrowdBureau

CrowdBureau is an information technology platform that offers asset and risk management tools

1

Funding Rounds

$1.1m

Money raised

Touna logo

Touna

Touna is a Shenzhen-based company founded in 2013 by Yongwu Xian.

1

Funding Rounds

$46.0m

Money raised

Sign up to access our full database

Enter your email and get access to 71,000+ technology companies you can partner with.

Join 71,000+ founders, operators, and investors.