64 Best Financial Services Startups in United States to Watch in 2025

The Definitive Seedtable Ranking of Financial Services Startups in United States

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 134 start-ups with an aggregate funding of $12.4b. The average funding per company in this subset is $193.6m.

Last update to the database: Feb 18, 2025. See changelog.

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6

Funding Rounds

$799.8m

Money raised

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

6

Funding Rounds

$100.9m

Money raised

AppZen is a San Jose, California-based company that provides an AI-based auditing platform for finance teams.

Key people:

6

Funding Rounds

$898.4m

Money raised

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

8

Funding Rounds

$646.9m

Money raised

Socure is a New York City-based developer of an identity verification and fraud risk solution.

9

Funding Rounds

$378.4m

Money raised

Bitso is a cryptocurrency exchange for buying and selling Bitcoin, Ethereum, Litecoin, Bitcoin Cash, TrueUSD, Decentraland, Golem, and Basic Attention Token.

6

Funding Rounds

$200.0m

Money raised

A software company making a workplace email communication platform for remote and office work.

Key people:

4

Funding Rounds

$126.0m

Money raised

Mercury is a company making banking products for startups based in San Francisco and backed by a16z.

Key people:

12

Funding Rounds

$507.3m

Money raised

Acorns is an Irvine, California-based micro-investing company allowing users to round up consumer purchases and invest the change.

5

Funding Rounds

$219.4m

Money raised

The Long-Term Stock Exchange is a financial services company and Securities Exchange.

6

Funding Rounds

$103.4m

Money raised

Tribal Credit is a company in San Francisco.

4

Funding Rounds

$7.0m

Money raised

An artificial intelligence company developing a platform that helps analysts process and understand information.

11

Funding Rounds

$588.7m

Money raised

Branch offers microloans through a free-to-download Android app in emerging markets.

Key people:

9

Funding Rounds

$136.0m

Money raised

Abra offers a cryptocurrency trading application created to streamline online cryptocurrency transfers and investments.

2

Funding Rounds

$17.0k

Money raised

inDinero is a company developing software for tracking and managing for startups and small businesses.

1

Funding Rounds

$4.5m

Money raised

Staked helps investors compound their cryptocurrency investments by participating in staking or lending.

Key people:

8

Funding Rounds

$1.0b

Money raised

Varo is a San Francisco-based mobile banking business allowing customers to pay their bills, cover their expenses and build their wealth.

3

Funding Rounds

$20.6m

Money raised

Stackin is a text message-based financial wellbeing platform.

5

Funding Rounds

$487.0m

Money raised

Anchorage Digital is a global regulated crypto platform that provides institutions with integrated digital asset financial services and infrastructure solutions.

9

Funding Rounds

$342.9m

Money raised

ProducePay is a new tech-based cash flow solution that provides domestic and foreign fresh produce farmers (growers) who ship to the U.S. with immediate access to distribution and financing. ProducePay's solutions provide the working capital fresh-produce growers? need to complete their harvest and grow. By leveraging our international network, ProducePay connects clients with interested fresh produce buyers and distributors. Interested distributors receive connection to a growing list of international farmers who might otherwise feel limited by current financing options.

Key people:

3

Funding Rounds

$66.8m

Money raised

Propel builds software dedicated to helping low-income Americans improve their financial health with technology.

Key people:

3

Funding Rounds

$5.3m

Money raised

An insurance technology company offering a platform for healthcare organizations to access health insurance data to improve their ability to bring new products and services to market.

5

Funding Rounds

$200.0m

Money raised

People.ai is an AI platform based on sales and marketing.

6

Funding Rounds

$525.0m

Money raised

Forter is a E-Commerce fraud detection platform founded in 2013 by Michael Reitblat, Liron Damri and Alon Shemesh.

Key people:

8

Funding Rounds

$327.0m

Money raised

FalconX is a blockchain, cryptocurrency, and fintech-focused brokerage and digital asset trading platform.

Key people:

2

Funding Rounds

$39.1m

Money raised

Brightside is an employee benefits and financial wellness platform headquartered in San Francisco, California.

Key people:

1

Funding Rounds

$5.2m

Money raised

Sense Finance is an adding Dimension to DeFi founded in 2021 by Kenton Prescott.

10

Funding Rounds

$91.2m

Money raised

PayJoy is a software development company offering a mobile digital platform to purchase new smartphones and receive loans using their smartphone as collateral.

Key people:

8

Funding Rounds

$37.1m

Money raised

A financial service software company that aids users in preventing or refunding bank fees that users may incurred. It is located in San Francisco, California and was founded in 2016.

3

Funding Rounds

$3.9m

Money raised

Donut is a Los Angeles and Berlin-based developer of a portfolio management mobile application offering users a chance to save money in a high-interest savings account or invest in cryptocurrency.

Key people:

4

Funding Rounds

$97.0m

Money raised

Onramp Invest is an integration platform as a service (iPaaS) technology company providing access to cryptoassets for registered investment advisers.

1

Funding Rounds

$8.5m

Money raised

Heavy Rain is a video game founded in 2018 by Manoj Duggirala.

1

Funding Rounds

$4.0m

Money raised

CYBAVO is a company founded by experts in computer security and blockchain industry.

7

Funding Rounds

$149.9m

Money raised

A regulatory technology company offering a transaction monitoring solution to prevent fraud on digital assets companies. It utilizes behavioral analytics to detect suspicious anomalies.

Key people:

5

Funding Rounds

$13.9m

Money raised

YayPay is an easy-to-use, cloud-based predictive accounts receivable automation solution that leverages machine learning and automatic payment communications to accelerate collections. This enables finance and AR teams to eliminate and streamline the manual effort associated with following up on late invoices and reporting on AR metrics. YayPay integrates with multiple accounting, ERP, billing, and CRM applications, for a complete look into the collections process, and helps organizations better predict cash flow and increase revenue. YayPay makes collecting money, fast, easy and highly predictable. Headquartered in New York, New York, YayPay has employee across the U.S. with additional locations in Detroit, Michigan, MI and San Francisco, CA.

1

Funding Rounds

$200.0k

Money raised

Alkemi is a blockchain company founded in 2018 by Ryan Breen.

9

Funding Rounds

$105.6m

Money raised

RealtyShares is a real estate investment platform giving investors direct access to commercial real estate investment opportunities.

5

Funding Rounds

$33.1m

Money raised

Bosonic is a California-based financial technology company.

2

Funding Rounds

$3.2m

Money raised

Qooore is a social investing app.

5

Funding Rounds

$327.4m

Money raised

An application that allows its users to pay bills online using their own credit cards. It is located in Sydney, Australia and was founded in 2017.

Location:

Key people:

3

Funding Rounds

$10.1m

Money raised

Grove is a company that offers personal financial services.

Key people:

3

Funding Rounds

$54.4m

Money raised

Pulley is a Mountain View, California-based software tool for cap table management founded by Yin Wu. Pulley helps private companies issue employee and investor equity and maintain accurate ownership records.

4

Funding Rounds

$325.9m

Money raised

Clearcover is a smarter car insurance choice. We deliver the right coverage, when it matters, so you can pay less. Clearcover saves you money by applying advanced technology and only talking to you about insurance in moments that matter - like when you're buying a car, shopping for better insurance rates or managing your finances. With Clearcover, you get the same great coverage as Big Insurance, for up to 40% less per month. Follow along with our progress on Medium: https://medium.com/@ClearcoverInc or on Twitter @Clearcover

Key people:

7

Funding Rounds

$29.8m

Money raised

Crowdz is a blockchain company founded in 2014 by Payson Johnston, Steven Lee and Kevin Hopkins.

2

Funding Rounds

$67.5m

Money raised

An insurance technology company offering a platform for comparing and purchasing automobile and property insurance.

2

Funding Rounds

$5.0m

Money raised

BTCC is a company offering a platform for exchanging cryptocurrencies and holding digital currencies in cryptocurrency wallets.

Key people:

5

Funding Rounds

$105.0m

Money raised

Axoni is a blockchain and software development company offering the creation of blockchain infrastructure, distributed applications, and workflow automation tools.

Key people:

2

Funding Rounds

$182.0m

Money raised

Aspiration is a neobank based in United States offering Personal accounts including a debit card, with all transactions being managed from an iPhone or Android application. Aspiration currently accepts to open mobile bank accounts for residents of United States.

5

Funding Rounds

$80.0m

Money raised

Veem is a San Francisco-based financial technology company creating a platform for business to business payments.

6

Funding Rounds

$274.5m

Money raised

Dashlane is a password manager software company founded by Emmanuel Schalit, Alexis Fogel, Guillaume Maron and Jean Guillou.

Key people:

2

Funding Rounds

$3.4m

Money raised

Pay By Group is a company founded in 2012 by Camilo Acosta.

5

Funding Rounds

$55.5m

Money raised

Sentieo is a research platform built by former hedge fund analysts for research on public companies. Alap Shah is the co founder and CEO of Sentieo.

6

Funding Rounds

$407.0m

Money raised

Current is a neobank based in United States offering Personal accounts including a debit card, with all transactions being managed from an iPhone or Android application. Current currently accepts to open mobile bank accounts for residents of United States.

Key people:

1

Funding Rounds

AuditFile is a company founded in 2011 by Steven Bong, Kevin Bong and Gary Bong.

9

Funding Rounds

$21.0m

Money raised

A for-profit blockchain-as-a-service software company aiming to help solve extreme poverty.

5

Funding Rounds

$219.8m

Money raised

StockTwits is a company founded in 2008 by Howard Lindzon.

Key people:

7

Funding Rounds

$571.8m

Money raised

DriveWealth partners with global financial institutions, brokers, app developers, and technology companies to give everyone, everywhere the ability to open a US-based brokerage account and invest for their financial futures. Partners of DriveWealth can offer their customers the ability to invest in the US equities market through our robust set of FIX and RESTful APIs or our custom branded product solution.

3

Funding Rounds

$144.0m

Money raised

tZERO is an overstock.com's security token trading platform founded in 2014 by Patrick M. Byrne.

2

Funding Rounds

$17.8m

Money raised

Arcade is a DeFi lending platform leading the financialization of NFTs.

7

Funding Rounds

$302.2m

Money raised

Chipper is the largest mobile cross-border money transfer platform in Africa.

Key people:

3

Funding Rounds

$23.5m

Money raised

Northone is a neobank based in United States offering Business accounts including a debit card, with all transactions being managed from an iPhone or Android application. Northone currently accepts to open mobile bank accounts for residents of Canada and United States.

Key people:

3

Funding Rounds

$47.2m

Money raised

Token is a blockchain and software development company creating an API that enables banks and third parties to have PSD2 compliance, aggregate data, and make direct bank payments.

3

Funding Rounds

$40.0m

Money raised

Paro is creating the future of finance work by empowering people to do what they love. Paro matches businesses of all sizes and industries with highly vetted financial analysts, CFOs, CPAs, and bookkeepers who have the domain expertise to tackle company-specific problems on an on-demand, hourly basis. Only the top 2% of finance freelancers make it through our screening process so businesses are guaranteed top-notch experts at affordable prices.

Key people:

5

Funding Rounds

$685.0m

Money raised

Fractal Analytics is a United States-based analytics company founded in 2000

Location:

Key people:

1

Funding Rounds

$75.0m

Money raised

Ledger Investing is a marketplace for insurance securitization founded in 2016 by Aymeric Rabot, Julien Brissonneau and Samir Shah.

Key people:

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