69 Best Financial Services Startups in United States to Watch in 2024

Stripe is a financial technology company providing software that allows businesses and individuals to make and receive online payments.

Total Raised: $1590.00M

Last Funding: $600.00M (Unknown)

Affirm is a financial technology services company offering installment loans to consumers at the point of sale.

Total Raised: $2420.00M

Last Funding: $500.00M (Series G)

Finix is a full-stack payment processor that develops a payment processing platform for businesses.

Total Raised: $157.50M

Last Funding: $75.00M (Series C)

Redaptive is a SaaS tool for energy efficiency developed for commercial and industrial customers.

Total Raised: $256.60M

Last Funding: $100.00M (Unknown)

Yellow Card is the largest and only licensed Stablecoin on/off ramp on the African continent.

Total Raised: $89.50M

Last Funding: $33.00M (Series C)

Developer of an AI-powered support automation platform intended to transform the modern workplace. The company's platform offers data integration with a cloud application, data mining, data capturing and provides unified and immediate access to anywhere in the database, enabling companies to access their information instantly and empowers teams to have instant access to the knowledge they need to do their best work.

Total Raised: $77.20M

Last Funding: $26.00M (Series D)

Harness provides a delivery-as-a-service platform for engineering and DevOps.

Total Raised: $365.00M

Last Funding: $230.00M (Series D)

Parafin is a San Francisco-based company founded by Ralph Furman.

Total Raised: $93.00M

Last Funding: $93.00M (Debt Financing)

Kick is self-driving bookkeeping for the modern business owner. Minimize audit risk, put your books on autopilot and only pay when you save: https://kick.co Kick is based in Palo Alto, California.

Total Raised: $9.00M

Last Funding: $9.00M (Seed)

Payoneer is a New York City-based company founded in 2005 by Yuval Tal.

Total Raised: $39.00M

Last Funding: $8.00M (Series B)

Autobooks is a Detroit-based developer of an integrated payments and accounting platform.

Total Raised: $87.00M

Last Funding: $50.00M (Series C)

Talos Trading is a developer of institutional-grade technology infrastructure for digital assets trading and support for the full lifecycle of that trading, including price discovery, execution, and settlement.

Total Raised: $105.00M

Last Funding: $105.00M (Series B)

Deel is a technology company offering a human resources management system solution for businesses working with global remote contractors.

Total Raised: $14.15M

Last Funding: $14.00M (Unknown)

Melio is a payment platform that allows small- and medium-sized businesses to make payments to other companies electronically.

Total Raised: $0.66M

Last Funding: $0.66M (Pre Seed)

Payable is a San Francisco-based company founded in 2013 by Kyle Kilat, Tad Milbourn and Peter Terrill.

Bitwal is a San Francisco-based company founded in 2013.

Plaid is a company providing businesses with tools and access to develop a digital financial system. Plaid was acquired by Visa in January 2020.

AuditFile is a company founded in 2011 by Steven Bong, Kevin Bong and Gary Bong.

Cashvue is a Seattle-based company founded in 2017.

Arc is the full-service finance platform for SaaS, providing software startups with the customized financial products they deserve.

Citadel is a financial institution founded in 1990 by Kenneth C. Griffin.

ModoPayments is a company founded in 2010 by Bruce Parker, Erich Schulz and Sam Brown.

DYdX is a company that has a decentralized trading platform for margin trading, borrowing, and lending.

Blend invites companies that service the mortgage industry to sell digital tools--APIs--through its platform.

Behavioral Signals is a company developing emotionally intelligent voice engine for building virtual assistants.

A for-profit blockchain-as-a-service software company aiming to help solve extreme poverty.

GrantIQ is a company founded in 2013 by Darren Rush.

AvidXchange is a company developing accounts payable and on-demand invoice management solutions software.

Founded in 2013 in NYC, iCapital Network is the leading global financial technology company powering the world's alternative investment marketplace. It has transformed the way the wealth management, banking, and asset management industries facilitate access to private markets investments for their high-net-worth clients by providing intuitive, end-to-end technology and service solutions. Wealth management firms use iCapital's solutions to provide clients with quality funds at lower minimums and simplified digital workflows. Asset managers and banks leverage iCapital's technology to streamline and scale their private investments operational infrastructure. Additionally, the iCapital 'flagship' platform offers financial advisors and their high-net-worth clients access to a curated menu of private equity, private credit, hedge funds, and other alternative investments to help meet their investing needs for return and diversification. iCapital's research and diligence team offers robust analysis alongside the firm's extensive suite of advisor education, compliance, portfolio management, and portfolio analytics tools and services. iCapital was recognized on the Forbes FinTech 50 list in 2018, 2019, 2020 and 2021, the Forbes America's Best Startup Employers in 2021, and MMI/Barron's Industry Awards as Solutions Provider of the Year in 2020. As of May 31, 2021, iCapital Network has more than 400 employees and services $75 billion in global client assets across more than 750 funds.

Public.com is a New York City and Copenhagen-based developer of an investing and social media platform which offers commission free investing with a social community around it.

Gusto is a company providing a cloud-based payroll, benefits, and human resources management platform.

Pepper is a financial analytics platform that gives modern businesses a new perspective on their financial health.

Abacus Labs company developing Abacus, a mobile application for simplifying expense-management system for employees and managers. It participated in the W14 cohort of Y Combinator.

Udemy is an online learning and teaching marketplace with over 80,000 courses and 24 million students.

BloXroute is a blockchain scalability infrastructure service called a Blockchain Distribution Network (BDN). It is a layer-0 infrastructure that sits beneath the blockchain layer and does not require changes to consensus or protocol of the blockchain with the goal of increasing block propagation speed and efficiency.

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

Varonis Systems is a New York City-based cybersecurity company providing solutions for data governance for financial services, healthcare, energy, manufacturing, and technology companies.

Quizzle is a Detroit-based company founded in 2008.

Baobab Group is a Paris-based digital finance company offering financial inclusion products for the African and Chinese markets.

Credit Karma is a personal finance company providing finances and credit information to improve its members financial standing.

Monchilla is a company founded by Nanjuan Shi.

Officengine is a company founded in 2014 by Matt Hilton.

Notional is a protocol on Ethereum that facilitates fixed-rate, fixed-term crypto asset lending and borrowing through a financial instrument called fCash.

Cobalt GP provides portfolio management, investor relations, and benchmarking software solutions to private equity and venture capital firms.

A software company with a focus on developing financial solutions.

Fabric Insurance is a Brooklyn-based digital insurance broker.

Portal is a financial internet application built on Bitcoin.

Empower Finance is a San Francisco-based company founded by Justin Ammerlaan.

MasterCard is an american multinational financial services corporation founded in 2000.

Papaya is a Los Angeles-based financial services company founded in 2016.

Western Union is an american financial services and communications company founded in 1851 by Ezra Cornell, Jeptha Wade, Hiram Sibley and Samuel L. Selden.

Serum is a decentralized exchange (DEX) and ecosystem that brings unprecedented speed and low transaction costs to decentralized finance (DeFi).

Amplitude is a San Francisco-based software development company providing product analytics software for web and mobile software.

Mercury is a company making banking products for startups based in San Francisco and backed by a16z.

A microventure capital firm in Arizona that focuses on early-stage investments in the software, consumer, and fintech industries

NerdWallet is a San Francisco-based provider of financial information, offering consumers personalized advice to help them make money decisions.

Prosper is an online peer-to-peer lending marketplace connecting people who want to borrow money with individuals and institutions who want to lend money.

Payscale is a Seattle-based company founded in 2002.

Brex is a credit card company that issues corporate credit cards with no security deposit.

A company offering a platform for financial technology, investing, and cryptocurrency for consumers.

Tech company solving bookkeeping for startups and small businesses

M1 Finance is a neobank based in United States offering Personal accounts including a debit card, with all transactions being managed from an iPhone or Android application. M1 Finance currently accepts to open mobile bank accounts for residents of United States.

Coalition is a San Francisco-based cyber insurance and security company developing insurance products to help businesses manage their cyber risk.

Kiavi, formerly LendingHome, is a mortgage lender based in San Francisco, CA.

Xoom is a San Francisco-based company and digital money transfer provider. The company was acquired by Paypal in November 2015 and is now offered as a PayPal service.

Dave was a Seattle-based recreational cannabis technology company founded by Josiah Tullis, Dalton Caughell and David Hansen.

A company providing businesses a way to streamline their finances and access new credit lines.

SmartAsset is a financial technology company that provides automated personalized financial advice. It participated in the S12 cohort of Y Combinator.

Clearcover is a smarter car insurance choice. We deliver the right coverage, when it matters, so you can pay less. Clearcover saves you money by applying advanced technology and only talking to you about insurance in moments that matter - like when you're buying a car, shopping for better insurance rates or managing your finances. With Clearcover, you get the same great coverage as Big Insurance, for up to 40% less per month. Follow along with our progress on Medium: https://medium.com/@ClearcoverInc or on Twitter @Clearcover