43 Best Mortgage Loan Startups to Watch in 2025

The Definitive Seedtable Ranking of Mortgage Loan Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 43 start-ups with an aggregate funding of $1.9b. The average funding per company in this subset is $45.0m.

Last update to the database: Feb 18, 2025. See changelog.

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4

Funding Rounds

$270.0m

Money raised

Better Mortgage offers an online mortgage application which promises faster preapproval and a better rate.

Key people:

7

Funding Rounds

$240.9m

Money raised

Kiavi, formerly LendingHome, is a mortgage lender based in San Francisco, CA.

Location:

Key people:

7

Funding Rounds

$278.0m

Money raised

Snapdocs is a San Francisco-based company founded in 2012 by aaron king.

Location:

Key people:

1

Funding Rounds

$12.0m

Money raised

Ratehub.ca Inc. is a free online platform for Canadians to find and compare financial products ( mortgages, credit cards, and insurance) offered by various institutions.

9

Funding Rounds

$90.0m

Money raised

Developer of a digital lending platform designed to connect customers and lenders to accelerate the home loan experience. The company's platform simplifies the loan application and digitizes the entire application-to-closing process through its interface, thereby enabling borrowers to apply for a mortgage and all parties involved to share and track information, documents, and transactions seamlessly.

6

Funding Rounds

$25.3m

Money raised

Credible is a student loan marketplace founded in 2012 by Stephen Dash.

3

Funding Rounds

$150.0m

Money raised

Tomo is an Austin-based company developing an online mortgaging process for home buyers.

1

Funding Rounds

$4.5m

Money raised

Homebot is a client-for-life portal that maximizes repeat and referral business for lenders and real estate agents by empowering consumers to build wealth through homeownership. The award-winning portal delivers personalized, actionable intelligence throughout the entire homeownership lifecycle to every client and prospect. With an average 50% monthly engagement rate, Homebot ensures lenders and agents remain the trusted advisors consumers rely on to make informed decisions about the largest asset they may ever own, their home.

Location:

Key people:

1

Funding Rounds

Developer of a mortgage automation platform designed to streamline the mortgage process. The company's platform provides secure communication and document portal between the lender, borrower and other mortgage stakeholders and hence permits loan originators to use the platform to collect and verify borrower documentation, track loan progress, communicate with borrowers and real estate agents, enabling loan officers TO close loans faster, increase loan volume, reduce workload and make borrowers happy.

6

Funding Rounds

$35.3m

Money raised

Trussle is a London-based company founded in 2014 by Jonathan Galore.

4

Funding Rounds

$36.5m

Money raised

Morty is a New York-based company founded in 2015 by Adam Rothblatt, Nora Apsel and C. Brian Faux.

3

Funding Rounds

$59.0m

Money raised

EarnUp is a financial technology platform that automates loan payments.

Location:

Key people:

4

Funding Rounds

$319.6m

Money raised

Developer of a digital notarization platform designed to help people to get their documents legally notarized online. The company's platform integrates with a notarization mobile application and helps users to set up a video chat with a licensed notary public to get their document to notarize for clients and order on-demand document notarization throughout the day, enabling clients to complete the notarization process remotely and entirely online.

2

Funding Rounds

$25.7m

Money raised

Brace is built on the idea that there must be a more transparent and efficient way to service borrowers in times of need and hardship. We provide technology solutions to drive innovation in the mortgage servicing industry. Backed by a great group of investors including Point72 Ventures, Crosslink Capital, 8vc, Revolutionï Rise of the Rest Seed Fund, Clocktower Venture Capital, 1984 Ventures, Tectonic Capital, Silicon Badia and Arab Angel Group, among others.

1

Funding Rounds

$22.5m

Money raised

Founded in 2015, Neat Capital is streamlining home lending with an online application and real-time loan approval. The result is financing that is as reliable as an all-cash offer. Clients are then ready to close in an average of 15 days - 3x faster than normal. (Ellie Mae: 46 days to close in Dec 2017) Neat Capital is a licensed mortgage lender headquartered in Boulder, Colorado, CO with offices in CT, FL & CA. Neat Capital is currently lending in CA, CO, CT, DC, FL, MD, TX, VA, and WA NMLS #1467706 NMLS Consumer Access - http://www.nmlsconsumeraccess.org/ Equal Housing Lender

2

Funding Rounds

$4.1m

Money raised

Senso is a fintech startup that uses AI to provide financial institutions with recommendations on how to strengthen client relationships.

1

Funding Rounds

$11.2m

Money raised

Developer of mortgage loan technology designed to improve transparency and accuracy of the mortgage process and improve the quality of loans. The company's technology automates loan quality management processes, validates compliance and optimizes human capital requirements for residential mortgage lenders, insurers and investors, enabling clients to improve profitability and manage risk during the manufacture and acquisition of loan assets.

1

Funding Rounds

$9.0m

Money raised

We’ll sort the mortgage, you make yourself at home.

1

Funding Rounds

Pretto is a company founded in 2016 by Pierre Chapon.

3

Funding Rounds

$42.0m

Money raised

Lev is a New York City-based company founded in 2019 by Yaakov James Zar.

5

Funding Rounds

$90.5m

Money raised

Cloudvirga is a mortgage lending technology company founded in 2016 by Bill Dallas, Kyle Kamrooz and Mark Attaway.

1

Funding Rounds

$28.0m

Money raised

Amber is a Richmond, British Columbia-based provider of loans and mortgage loans.

3

Funding Rounds

$600.0k

Money raised

Platform for secure real estate management and transactions in Africa.

Key people:

1

Funding Rounds

$38.0m

Money raised

Developer of a digital mortgage exchange platform designed to enable buying and selling of residential loans between mortgage lenders and institutional investors. The company's platform connects qualified buyers and sellers of mortgage loans by providing standardized rules and regulations, independent loan reviews, ongoing loan, and servicing surveillance, and a fair and enforceable dispute resolution process, enabling individual and corporate clients to perform efficient and confident peer-to-peer trading of residential mortgage loans.

1

Funding Rounds

$800.0k

Money raised

A company offering a real estate platform for listing, mortgage, and personal real estate concierge that was acquired by Casasyterrenos.com.

Location:

Key people:

1

Funding Rounds

$890.0k

Money raised

Finteca is a Barcelona-based fintech firm that offers users 100% digitalised mortgage services.

1

Funding Rounds

$40.0m

Money raised

We’re a smart, contemporary lending firm that uses technology to make loans simpler, faster, and more accessible for our customers. What does that mean? Minimum paperwork. Faster sanctions. Maximum peace of mind! Sounds too good to be true? Reach out to us and we’ll convince you!

5

Funding Rounds

$2.0m

Money raised

HashChing is an Australia-based company.

1

Funding Rounds

$2.0m

Money raised

StreamLoan is a company founded in 2015 by Stephen Bulfer.

2

Funding Rounds

$20.4m

Money raised

RenoFi is a Philadelphia-based company founded in 2018 by Robert Shedd, Justin Goldman and Lee Miller.

Location:

Key people:

1

Funding Rounds

$2.3m

Money raised

MortgageHippo is a Chicago-based company founded in 2013 by Valentin Saportas.

Location:

Key people:

3

Funding Rounds

$14.0m

Money raised

CommLoan is a Scottsdale, Arizona-based company founded in 2014.

2

Funding Rounds

$18.6m

Money raised

Simplist is a New York-based provider of an online marketplace for people to find mortgages.

Location:

Key people:

1

Funding Rounds

$3.5m

Money raised

leadPops is a San Diego County, California-based company.

1

Funding Rounds

$21.6m

Money raised

Twenty7Tec is a B2B financial advice provider for mortgage industry founded in 2014 by James Tucker.

Location:

Key people:

1

Funding Rounds

Smartr365 is an end-to-end mortgage and protection platform founded in 2016.

1

Funding Rounds

$2.5m

Money raised

bee is a the first Web3 mortgage app for homebuyers founded by Curtis Wood.

Industries:

Key people:

1

Funding Rounds

Home Captain Realty is a Woburn, Massachusetts-based company founded in 2013.

1

Funding Rounds

$1.0m

Money raised

Approved is a San Diego-based company founded in 2015.

Location:

1

Funding Rounds

LoanDolphin is a Sydney-based company.

Industries:

2

Funding Rounds

$10.0m

Money raised

2

Funding Rounds

$1.0

Money raised

Wowa Leads is a company founded by Hanif Bayat.

Key people:

1

Funding Rounds

$2.1m

Money raised

Privlo is a Pasadena, California-based company.

Industries:

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