46 Best Mortgage Loan Startups to Watch in 2025

The Definitive Seedtable Ranking of Mortgage Loan Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 46 start-ups with an aggregate funding of $3.1b. The average funding per company in this subset is $67.0m.

Last update to the database: Feb 18, 2025. See changelog.

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Better Mortgage logo

Better Mortgage

Better Mortgage offers an online mortgage application which promises faster preapproval and a better rate.

4

Funding Rounds

$270.0m

Money raised

OakNorth Bank logo

OakNorth Bank

OakNorth is a financial technology company that enables entrepreneurs access customized mid-sized loans.

8

Funding Rounds

$1.0b

Money raised

Kiavi logo

Kiavi

Kiavi, formerly LendingHome, is a mortgage lender based in San Francisco, CA.

7

Funding Rounds

$240.9m

Money raised

Snapdocs logo

Snapdocs

Snapdocs is a San Francisco-based company founded in 2012 by aaron king.

7

Funding Rounds

$278.0m

Money raised

RateHub.ca logo

RateHub.ca

Ratehub.ca Inc. is a free online platform for Canadians to find and compare financial products ( mortgages, credit cards, and insurance) offered by various institutions.

1

Funding Rounds

$12.0m

Money raised

Roostify logo

Roostify

Developer of a digital lending platform designed to connect customers and lenders to accelerate the home loan experience. The company's platform simplifies the loan application and digitizes the entire application-to-closing process through its interface, thereby enabling borrowers to apply for a mortgage and all parties involved to share and track information, documents, and transactions seamlessly.

9

Funding Rounds

$90.0m

Money raised

Credible logo

Credible

Credible is a student loan marketplace founded in 2012 by Stephen Dash.

6

Funding Rounds

$25.3m

Money raised

Tomo Networks logo

Tomo Networks

Tomo is an Austin-based company developing an online mortgaging process for home buyers.

3

Funding Rounds

$150.0m

Money raised

Homebot logo

Homebot

Homebot is a client-for-life portal that maximizes repeat and referral business for lenders and real estate agents by empowering consumers to build wealth through homeownership. The award-winning portal delivers personalized, actionable intelligence throughout the entire homeownership lifecycle to every client and prospect. With an average 50% monthly engagement rate, Homebot ensures lenders and agents remain the trusted advisors consumers rely on to make informed decisions about the largest asset they may ever own, their home.

1

Funding Rounds

$4.5m

Money raised

Habito (company) logo

Habito (company)

Digital mortgage brokerage that offers a personal and modernized approach to the home buying experience.

6

Funding Rounds

$82.6m

Money raised

Floify logo

Floify

Developer of a mortgage automation platform designed to streamline the mortgage process. The company's platform provides secure communication and document portal between the lender, borrower and other mortgage stakeholders and hence permits loan originators to use the platform to collect and verify borrower documentation, track loan progress, communicate with borrowers and real estate agents, enabling loan officers TO close loans faster, increase loan volume, reduce workload and make borrowers happy.

1

Funding Rounds

Trussle logo

Trussle

Trussle is a London-based company founded in 2014 by Jonathan Galore.

6

Funding Rounds

$35.3m

Money raised

Morty (company) logo

Morty (company)

Morty is a New York-based company founded in 2015 by Adam Rothblatt, Nora Apsel and C. Brian Faux.

4

Funding Rounds

$36.5m

Money raised

EarnUp logo

EarnUp

EarnUp is a financial technology platform that automates loan payments.

3

Funding Rounds

$59.0m

Money raised

Notarize logo

Notarize

Developer of a digital notarization platform designed to help people to get their documents legally notarized online. The company's platform integrates with a notarization mobile application and helps users to set up a video chat with a licensed notary public to get their document to notarize for clients and order on-demand document notarization throughout the day, enabling clients to complete the notarization process remotely and entirely online.

4

Funding Rounds

$319.6m

Money raised

Brace logo

Brace

Brace is built on the idea that there must be a more transparent and efficient way to service borrowers in times of need and hardship. We provide technology solutions to drive innovation in the mortgage servicing industry. Backed by a great group of investors including Point72 Ventures, Crosslink Capital, 8vc, Revolutionï Rise of the Rest Seed Fund, Clocktower Venture Capital, 1984 Ventures, Tectonic Capital, Silicon Badia and Arab Angel Group, among others.

2

Funding Rounds

$25.7m

Money raised

Neat Capital logo

Neat Capital

Founded in 2015, Neat Capital is streamlining home lending with an online application and real-time loan approval. The result is financing that is as reliable as an all-cash offer. Clients are then ready to close in an average of 15 days - 3x faster than normal. (Ellie Mae: 46 days to close in Dec 2017) Neat Capital is a licensed mortgage lender headquartered in Boulder, Colorado, CO with offices in CT, FL & CA. Neat Capital is currently lending in CA, CO, CT, DC, FL, MD, TX, VA, and WA NMLS #1467706 NMLS Consumer Access - http://www.nmlsconsumeraccess.org/ Equal Housing Lender

1

Funding Rounds

$22.5m

Money raised

Milo logo

Milo

Milo is a company founded in 2008 by Theodore Dziuba, John Evans and Jack Abraham.

3

Funding Rounds

$22.0m

Money raised

Senso logo

Senso

Senso is a fintech startup that uses AI to provide financial institutions with recommendations on how to strengthen client relationships.

2

Funding Rounds

$4.1m

Money raised

LoanLogics logo

LoanLogics

Developer of mortgage loan technology designed to improve transparency and accuracy of the mortgage process and improve the quality of loans. The company's technology automates loan quality management processes, validates compliance and optimizes human capital requirements for residential mortgage lenders, insurers and investors, enabling clients to improve profitability and manage risk during the manufacture and acquisition of loan assets.

1

Funding Rounds

$11.2m

Money raised

Mojo Mortgages logo

Mojo Mortgages

We’ll sort the mortgage, you make yourself at home.

1

Funding Rounds

$9.0m

Money raised

Pretto logo

Pretto

Pretto is a company founded in 2016 by Pierre Chapon.

1

Funding Rounds

Lev logo

Lev

Lev is a New York City-based company founded in 2019 by Yaakov James Zar.

3

Funding Rounds

$42.0m

Money raised

Cloudvirga logo

Cloudvirga

Cloudvirga is a mortgage lending technology company founded in 2016 by Bill Dallas, Kyle Kamrooz and Mark Attaway.

5

Funding Rounds

$90.5m

Money raised

Amber logo

Amber

Amber is a Richmond, British Columbia-based provider of loans and mortgage loans.

1

Funding Rounds

$28.0m

Money raised

Seso Global logo

Seso Global

Platform for secure real estate management and transactions in Africa.

3

Funding Rounds

$600.0k

Money raised

Maxex, Llc logo

Maxex, Llc

Developer of a digital mortgage exchange platform designed to enable buying and selling of residential loans between mortgage lenders and institutional investors. The company's platform connects qualified buyers and sellers of mortgage loans by providing standardized rules and regulations, independent loan reviews, ongoing loan, and servicing surveillance, and a fair and enforceable dispute resolution process, enabling individual and corporate clients to perform efficient and confident peer-to-peer trading of residential mortgage loans.

1

Funding Rounds

$38.0m

Money raised

Inkuvi logo

Inkuvi

A company offering a real estate platform for listing, mortgage, and personal real estate concierge that was acquired by Casasyterrenos.com.

1

Funding Rounds

$800.0k

Money raised

Finteca logo

Finteca

Finteca is a Barcelona-based fintech firm that offers users 100% digitalised mortgage services.

1

Funding Rounds

$890.0k

Money raised

Clix Capital logo

Clix Capital

We’re a smart, contemporary lending firm that uses technology to make loans simpler, faster, and more accessible for our customers. What does that mean? Minimum paperwork. Faster sanctions. Maximum peace of mind! Sounds too good to be true? Reach out to us and we’ll convince you!

1

Funding Rounds

$40.0m

Money raised

HashChing logo

HashChing

HashChing is an Australia-based company.

5

Funding Rounds

$2.0m

Money raised

StreamLoan logo

StreamLoan

StreamLoan is a company founded in 2015 by Stephen Bulfer.

1

Funding Rounds

$2.0m

Money raised

RenoFi logo

RenoFi

RenoFi is a Philadelphia-based company founded in 2018 by Robert Shedd, Justin Goldman and Lee Miller.

2

Funding Rounds

$20.4m

Money raised

MortgageHippo logo

MortgageHippo

MortgageHippo is a Chicago-based company founded in 2013 by Valentin Saportas.

1

Funding Rounds

$2.3m

Money raised

CommLoan logo

CommLoan

CommLoan is a Scottsdale, Arizona-based company founded in 2014.

3

Funding Rounds

$14.0m

Money raised

Simplist logo

Simplist

Simplist is a New York-based provider of an online marketplace for people to find mortgages.

2

Funding Rounds

$18.6m

Money raised

leadPops logo

leadPops

leadPops is a San Diego County, California-based company.

1

Funding Rounds

$3.5m

Money raised

Twenty7Tec logo

Twenty7Tec

Twenty7Tec is a B2B financial advice provider for mortgage industry founded in 2014 by James Tucker.

1

Funding Rounds

$21.6m

Money raised

Smartr365 logo

Smartr365

Smartr365 is an end-to-end mortgage and protection platform founded in 2016.

1

Funding Rounds

bee logo

bee

bee is a the first Web3 mortgage app for homebuyers founded by Curtis Wood.

1

Funding Rounds

$2.5m

Money raised

Home Captain Realty logo

Home Captain Realty

Home Captain Realty is a Woburn, Massachusetts-based company founded in 2013.

1

Funding Rounds

Approved logo

Approved

Approved is a San Diego-based company founded in 2015.

1

Funding Rounds

$1.0m

Money raised

LoanDolphin logo

LoanDolphin

LoanDolphin is a Sydney-based company.

1

Funding Rounds

2

Funding Rounds

$10.0m

Money raised

Wowa Leads logo

Wowa Leads

Wowa Leads is a company founded by Hanif Bayat.

2

Funding Rounds

$1.0

Money raised

Privlo logo

Privlo

Privlo is a Pasadena, California-based company.

1

Funding Rounds

$2.1m

Money raised