20 Best Student Loan Startups to Watch in 2025

The Definitive Seedtable Ranking of Student Loan Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 20 start-ups with an aggregate funding of $2.9b. The average funding per company in this subset is $146.4m.

Last update to the database: Feb 18, 2025. See changelog.

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OakNorth Bank logo

OakNorth Bank

OakNorth is a financial technology company that enables entrepreneurs access customized mid-sized loans.

8

Funding Rounds

$1.0b

Money raised

U-Nest logo

U-Nest

A software company offering a mobile application for managing tax-free 529 education saving plans.

5

Funding Rounds

$38.8m

Money raised

Atom Bank logo

Atom Bank

Atom Bank is a digital financial company offering personal and business banking products.

13

Funding Rounds

$1.0b

Money raised

FutureFuel.io logo

FutureFuel.io

FutureFuel.io provides a platform to help employees pay down their student debts.

6

Funding Rounds

$46.3m

Money raised

Credible logo

Credible

Credible is a student loan marketplace founded in 2012 by Stephen Dash.

6

Funding Rounds

$25.3m

Money raised

CommonBond logo

CommonBond

Common Bond is an online student lender based in New York and founded in 2012.

4

Funding Rounds

$183.5m

Money raised

Deserve logo

Deserve

Deserve Credit Cards offers card options to students, professionals, new to country, and those on work visas.

5

Funding Rounds

$120.1m

Money raised

Tuition.io logo

Tuition.io

Tuition.io is a education assistance suite for employers.

2

Funding Rounds

$8.0m

Money raised

Chipper logo

Chipper

Chipper is an Austin, Texas-based company founded in 2017.

2

Funding Rounds

$35.6m

Money raised

MPower Financing logo

MPower Financing

MPower Financing provides international student loans.

5

Funding Rounds

$225.0m

Money raised

Stilt Inc. logo

Stilt Inc.

Stilt Inc. is a company providing financial services to immigrants founded in 2015 by Rohit Mittal.

2

Funding Rounds

$18.7m

Money raised

Prodigy Finance logo

Prodigy Finance

Student loans for international students across the US, UK, and other various countries.

1

Funding Rounds

$40.0m

Money raised

Simpletuition logo

Simpletuition

Student loans company.

1

Funding Rounds

$4.0m

Money raised

Future Finance logo

Future Finance

Future Finance is a non-government lender providing student loans founded in 2014 by Vishal Garg.

1

Funding Rounds

$49.5m

Money raised

Unigo logo

Unigo

Unigo is a New York City-based company founded in 2008.

2

Funding Rounds

$2.0m

Money raised

Vemo Education logo

Vemo Education

Vemo Education designs, implements, and sustains income share agreement programs for universities and alternative education providers.

2

Funding Rounds

$14.8m

Money raised

GyanDhan logo

GyanDhan

GyanDhan is a student loans company founded in 2015 by Ankit Mehra.

2

Funding Rounds

College Ave logo

College Ave

College Ave is a private student loan company.

1

Funding Rounds

$30.0m

Money raised

Alltuition logo

Alltuition

Alltuition is a company founded in 2010.

2

Funding Rounds

$3.0m

Money raised

HDFC Credila logo

HDFC Credila

HDFC Credila is an India-based education loan company.

1

Funding Rounds

$2.1m

Money raised