59 Best Finance Startups in United States to Watch in 2025

The Definitive Seedtable Ranking of Finance Startups in United States

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 302 start-ups with an aggregate funding of $21.4b. The average funding per company in this subset is $361.9m.

Last update to the database: Feb 18, 2025. See changelog.

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6

Funding Rounds

$799.8m

Money raised

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

3

Funding Rounds

$17.5m

Money raised

Numerai is a hedge fund with stock market trades determined by crowdsourced artificial intelligence models. The best models receive rewards in the form of a cryptographic token called Numeraire (NMR) on the Ethereum blockchain.

3

Funding Rounds

$2.3m

Money raised

A web and API platform that provides Bitcoin and Altcoin conversion.

6

Funding Rounds

$100.9m

Money raised

AppZen is a San Jose, California-based company that provides an AI-based auditing platform for finance teams.

Key people:

6

Funding Rounds

$898.4m

Money raised

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

8

Funding Rounds

$646.9m

Money raised

Socure is a New York City-based developer of an identity verification and fraud risk solution.

9

Funding Rounds

$378.4m

Money raised

Bitso is a cryptocurrency exchange for buying and selling Bitcoin, Ethereum, Litecoin, Bitcoin Cash, TrueUSD, Decentraland, Golem, and Basic Attention Token.

22

Funding Rounds

$1.4b

Money raised

BlockFi is a blockchain platform for high-interest crypto accounts and low-cost credit products.

Key people:

4

Funding Rounds

$126.0m

Money raised

Mercury is a company making banking products for startups based in San Francisco and backed by a16z.

Key people:

1

Funding Rounds

$2.1m

Money raised

Cypher is a decentralized synthetic asset protocol.

4

Funding Rounds

$4.5m

Money raised

Brave is an open source web browser founded in 2015 by Brendan Eich.

Key people:

9

Funding Rounds

$1.4b

Money raised

Ramp is a New York-based company focusing on a finance automation platform.

Key people:

12

Funding Rounds

$507.3m

Money raised

Acorns is an Irvine, California-based micro-investing company allowing users to round up consumer purchases and invest the change.

5

Funding Rounds

$219.4m

Money raised

The Long-Term Stock Exchange is a financial services company and Securities Exchange.

6

Funding Rounds

$324.5m

Money raised

MoneyLion is a mobile banking platform for borrowing, saving, and investing.

6

Funding Rounds

$103.4m

Money raised

Tribal Credit is a company in San Francisco.

6

Funding Rounds

$714.0m

Money raised

An insurance technology offering a platform for companies to manage health insurance policies for their employees.

11

Funding Rounds

$588.7m

Money raised

Branch offers microloans through a free-to-download Android app in emerging markets.

Key people:

9

Funding Rounds

$136.0m

Money raised

Abra offers a cryptocurrency trading application created to streamline online cryptocurrency transfers and investments.

7

Funding Rounds

$1.5b

Money raised

Dataminr is a company providing a real-time AI platform delivering information on high-impact events and breaking news.

Key people:

2

Funding Rounds

$17.0k

Money raised

inDinero is a company developing software for tracking and managing for startups and small businesses.

1

Funding Rounds

$4.5m

Money raised

Staked helps investors compound their cryptocurrency investments by participating in staking or lending.

Key people:

8

Funding Rounds

$1.0b

Money raised

Varo is a San Francisco-based mobile banking business allowing customers to pay their bills, cover their expenses and build their wealth.

8

Funding Rounds

$3.5b

Money raised

SentinelOne is a U.S-based company providing endpoint security software globally founded in 2013 by Tomer Weingarten, Ehud Shamir and Almog Cohen.

6

Funding Rounds

$61.0m

Money raised

Messari is a cryptocurrency data and analytics firm. It's mission is to promote transparency and smarter decision-making in the cryptoasset community. Their open-source data library helps researchers, investors, and regulators make sense of the industry.

3

Funding Rounds

$20.6m

Money raised

Stackin is a text message-based financial wellbeing platform.

12

Funding Rounds

$1.2b

Money raised

Greenlight Financial Technology is an Atlanta-based company offering a debit cards for kids parents can manage by app.

10

Funding Rounds

$36.3m

Money raised

Chronicled is a blockchain company founded by Ryan Orr, Samantha Radocchia, Maurizio Greco and David Aho.

5

Funding Rounds

$487.0m

Money raised

Anchorage Digital is a global regulated crypto platform that provides institutions with integrated digital asset financial services and infrastructure solutions.

2

Funding Rounds

$3.1m

Money raised

Moon is a crypto payment platform.

Key people:

8

Funding Rounds

$217.3m

Money raised

A blockchain and cryptocurrency development company developing blockchain based business solutions for investment funds, administrators, trading firms, exchanges and accounting firms.

Key people:

15

Funding Rounds

$249.8m

Money raised

Sift Science is a San Francisco-based company founded in 2011 by Brandon Ballinger.

5

Funding Rounds

$385.5m

Money raised

An insurance technology company offering automobile insurance at a base rate combined with payments for miles driven.

Key people:

9

Funding Rounds

$342.9m

Money raised

ProducePay is a new tech-based cash flow solution that provides domestic and foreign fresh produce farmers (growers) who ship to the U.S. with immediate access to distribution and financing. ProducePay's solutions provide the working capital fresh-produce growers? need to complete their harvest and grow. By leveraging our international network, ProducePay connects clients with interested fresh produce buyers and distributors. Interested distributors receive connection to a growing list of international farmers who might otherwise feel limited by current financing options.

Key people:

3

Funding Rounds

$66.8m

Money raised

Propel builds software dedicated to helping low-income Americans improve their financial health with technology.

Key people:

5

Funding Rounds

$314.2m

Money raised

Zip is an intake and procurement orchestration platform that enables users to initiate purchase requests across the enterprise.

Key people:

3

Funding Rounds

$5.3m

Money raised

An insurance technology company offering a platform for healthcare organizations to access health insurance data to improve their ability to bring new products and services to market.

5

Funding Rounds

$200.0m

Money raised

People.ai is an AI platform based on sales and marketing.

2

Funding Rounds

$21.6m

Money raised

RabbitHole is building a guide through Web3 for contributors to learn how to use and contribute to decentralized apps while earning tokens based on on-chain activity.

6

Funding Rounds

$525.0m

Money raised

Forter is a E-Commerce fraud detection platform founded in 2013 by Michael Reitblat, Liron Damri and Alon Shemesh.

Key people:

8

Funding Rounds

$327.0m

Money raised

FalconX is a blockchain, cryptocurrency, and fintech-focused brokerage and digital asset trading platform.

Key people:

4

Funding Rounds

$73.0m

Money raised

An insurance technology company offering a platform for insurance claims.

2

Funding Rounds

$39.1m

Money raised

Brightside is an employee benefits and financial wellness platform headquartered in San Francisco, California.

Key people:

1

Funding Rounds

$5.2m

Money raised

Sense Finance is an adding Dimension to DeFi founded in 2021 by Kenton Prescott.

4

Funding Rounds

$140.3m

Money raised

Novo focuses on giving a banking option to startups and small business owners, founded by Michael Rangel and Tyler McIntyre.

3

Funding Rounds

$144.0m

Money raised

An insurance technology company offering a software platform for life insurance.

10

Funding Rounds

$91.2m

Money raised

PayJoy is a software development company offering a mobile digital platform to purchase new smartphones and receive loans using their smartphone as collateral.

Key people:

3

Funding Rounds

$475.0m

Money raised

Receivables and Treasury cloud software, powered by AI to optimize working capital.

Key people:

5

Funding Rounds

$81.5m

Money raised

A blockchain platform for exchanging financial information without sharing data. It is located in Marina Del Rey, California and was founded in 2017.

Key people:

8

Funding Rounds

$37.1m

Money raised

A financial service software company that aids users in preventing or refunding bank fees that users may incurred. It is located in San Francisco, California and was founded in 2016.

8

Funding Rounds

$587.0m

Money raised

Upgrade is a neo-bank offering affordable credit to consumers.

Key people:

4

Funding Rounds

$1.7m

Money raised

Cyberwrite is a company which develops machine learning solutions and technologies for cyber insurance underwriting, pricing and aggregated risk management.

5

Funding Rounds

$380.0m

Money raised

An insurance technology company offering an online platform for purchasing and comparing insurance.

3

Funding Rounds

$82.5m

Money raised

Lightning Labs is a software development company based in San Francisco developing software for the Lightning Network.

Key people:

3

Funding Rounds

$3.9m

Money raised

Donut is a Los Angeles and Berlin-based developer of a portfolio management mobile application offering users a chance to save money in a high-interest savings account or invest in cryptocurrency.

Key people:

7

Funding Rounds

$335.8m

Money raised

TaxBit is a Draper, Utah-based company developing software that automates the calculations required for crypto tax reporting.

2

Funding Rounds

$12.3m

Money raised

Origin is a San Francisco-based additive manufacturing company designed for mass production.

Key people:

4

Funding Rounds

$97.0m

Money raised

Onramp Invest is an integration platform as a service (iPaaS) technology company providing access to cryptoassets for registered investment advisers.

1

Funding Rounds

$8.5m

Money raised

Heavy Rain is a video game founded in 2018 by Manoj Duggirala.

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