67 Best Mobile Banking Startups to Watch in 2025

The Definitive Seedtable Ranking of Mobile Banking Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 1,551 start-ups with an aggregate funding of $36.3b. The average funding per company in this subset is $541.4m.

Last update to the database: Feb 18, 2025. See changelog.

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6

Funding Rounds

$799.8m

Money raised

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

20

Funding Rounds

$3.8b

Money raised

Klarna is a financial technology company providing e-commerce payment solutions for merchants and shoppers.

Location:

Key people:

2

Funding Rounds

$293.0m

Money raised

Nuvia develops semiconductor components and high-performance processors designed for compute-intensive devices and applications. The company was acquired by Qualcomm in March 2021.

10

Funding Rounds

$1.3b

Money raised

Brex is a credit card company that issues corporate credit cards with no security deposit.

Location:

Key people:

9

Funding Rounds

$81.5m

Money raised

Kasisto is a company that develops conversational AI for financial institutions.

Location:

Key people:

7

Funding Rounds

$81.3m

Money raised

Kepler Communications is a company that has a focus on satellite production and communication networks.

9

Funding Rounds

$1.1b

Money raised

Circle is a peer-to-peer payments technology company that is headquartered in Boston, Massachusetts and was founded in 2013 by Jeremy Allaire and Sean Neville.

Location:

Key people:

6

Funding Rounds

$22.0m

Money raised

GigSky is a Palo Alto, California-based provider of SIM-card and eSIM based data services for travelers and provider of cloud-based management tools for network devices and IoT devices.

Key people:

3

Funding Rounds

$93.0m

Money raised

Personetics' self-driving finance platform for banks to anticipate a customer's personalized banking needs through artificial intelligence.

Key people:

6

Funding Rounds

$898.4m

Money raised

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

5

Funding Rounds

$16.7m

Money raised

Tracxn is a research firm that provides information, mostly startup data, for venture capitalists and corporate development offices.

Key people:

14

Funding Rounds

$2.5b

Money raised

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Location:

Key people:

2

Funding Rounds

$3.9m

Money raised

Donut Lab is a mobile game developer of the Donut Punks action game.

Location:

Key people:

12

Funding Rounds

$1.7b

Money raised

Revolut is a London-based Fintech startup and bank offering mobile banking, card payments, money remittance, and foreign exchange services.

Location:

Key people:

8

Funding Rounds

$1.2b

Money raised

Scopely - leading mobile game development company.

Location:

Key people:

4

Funding Rounds

$126.0m

Money raised

Mercury is a company making banking products for startups based in San Francisco and backed by a16z.

Key people:

6

Funding Rounds

$99.1m

Money raised

An AI company for professionals to manage jobs and finances.

4

Funding Rounds

$42.5m

Money raised

Vungle (Vungle, Inc.) is startup which powers video advertisements inside of mobile apps and games.

4

Funding Rounds

$4.4m

Money raised

App Samurai is a San Francisco-based company that provides mobile marketing technology.

10

Funding Rounds

$1.1b

Money raised

Starling is an UK-based mobile-first digital banking startup.

4

Funding Rounds

$17.0m

Money raised

American technology company, and its android emulator for windows and mac

12

Funding Rounds

$507.3m

Money raised

Acorns is an Irvine, California-based micro-investing company allowing users to round up consumer purchases and invest the change.

1

Funding Rounds

$71.0m

Money raised

Yapstone provides flexible and customizable payment solutions.

Key people:

12

Funding Rounds

$914.3m

Money raised

GoCardless is a payments company that developed global payments network based on the bank to bank payment systems. It participated in the S11 cohort of Y Combinator

Location:

Key people:

2

Funding Rounds

$3.2m

Money raised

The first free European open banking API that provides regulated connections to major European banks.

Industries:

Location:

Key people:

10

Funding Rounds

$376.1m

Money raised

Tarana Wireless is a wireless network provider that offers gigabit-speed over non-line-of-sight connections at long range.

Key people:

6

Funding Rounds

$324.5m

Money raised

MoneyLion is a mobile banking platform for borrowing, saving, and investing.

4

Funding Rounds

$118.2m

Money raised

Railsr, formerly Railsbank, is a London-based open-API banking and compliance platform that gives regulated and un-regulated companies access to global bankings.

2

Funding Rounds

$55.0m

Money raised

Strands developed FinTech software that enables banks to offer digital banking using big data, processing, artificial intelligence, machine learning, and open API.

10

Funding Rounds

$1.7b

Money raised

A financial technology company providing payments solutions that allow businesses to accept, process and disburse payments.

Location:

Key people:

2

Funding Rounds

$19.0m

Money raised

Fnatic is a professional eSports organization with headquarters in London.

Location:

Key people:

3

Funding Rounds

$2.9m

Money raised

Seerslab is an augmented reality (AR) company providing mobile augmented reality (AR) and vision AI-based solutions to app developers.

8

Funding Rounds

$362.8m

Money raised

Docker provides an open-source project for deploying applications inside software containers.

2

Funding Rounds

$27.7m

Money raised

One More Game is a Seattle-based startup that specializes in the development of online video games.

Key people:

11

Funding Rounds

$588.7m

Money raised

Branch offers microloans through a free-to-download Android app in emerging markets.

Key people:

11

Funding Rounds

$2.4b

Money raised

Creditas is a Brazilian financial technology firm offering secured consumer loans.

Location:

Key people:

5

Funding Rounds

$140.0m

Money raised

Omnispace offers hybrid connectivity solutions based on satellite and terrestrial networks for a variety of industries.

5

Funding Rounds

$528.0m

Money raised

Zomato is a company providing a search engine application that offers information on restaurants and online food delivery.

Location:

Key people:

3

Funding Rounds

$31.0m

Money raised

Azimo is an online remittance service founded by Marta Krupinska.

8

Funding Rounds

$1.0b

Money raised

Varo is a San Francisco-based mobile banking business allowing customers to pay their bills, cover their expenses and build their wealth.

4

Funding Rounds

$48.0m

Money raised

Hearsay Systems (formerly Hearsay Social) is a software-as-a-service (SaaS) digital marketing platform for financial services that uses predictive analytics to help financial advisors automate marketing tasks.

Key people:

14

Funding Rounds

$4.1b

Money raised

A financial technology company offering a mobile-first platform for payments through a single API and SDK.

Location:

Key people:

4

Funding Rounds

$8.6m

Money raised

Artificial Intelligence company for real estate site analysis.

12

Funding Rounds

$1.2b

Money raised

Greenlight Financial Technology is an Atlanta-based company offering a debit cards for kids parents can manage by app.

4

Funding Rounds

$130.0m

Money raised

SpinCar is a company founded in 2014 by Devin Daly, Steven Saporta and Michael Quigley.

8

Funding Rounds

$210.5m

Money raised

A company offering mobile digital identity solutions for businesses.

Key people:

5

Funding Rounds

$241.5m

Money raised

Everphone is a provider of telecommunications equipment to businesses, including mobile phones and tablets.

Location:

Key people:

6

Funding Rounds

$687.3m

Money raised

Qonto is a French online payment institution for freelancers and small and medium enterprises.

Location:

Key people:

6

Funding Rounds

$1.8b

Money raised

Signature Bank is a New York City-based company founded in 2023.

Industries:

Location:

Key people:

6

Funding Rounds

$149.0m

Money raised

Shape Security is a Mountain View, California-based company. It was acquired by F5 Networks in 2019.

Key people:

8

Funding Rounds

$40.0m

Money raised

Verse is a Barcelona-based payments platform.

Location:

Key people:

1

Funding Rounds

$5.6m

Money raised

ID Quantique is a company developing quantum cybersecurity products, quantum scientific instrumentation, and quantum random number generation.

Location:

Key people:

3

Funding Rounds

$11.2m

Money raised

Fleet Space Technologies is an Adelaide-based satellite communications company developing satellites for low-bandwidth connectivity for machine-to-machine communication, data exchange, and IoT sensor networks.

Location:

Key people:

5

Funding Rounds

$169.6m

Money raised

Unit is a San Francisco-based company developing a platform that allows companies to integrate banking services into their businesses.

Key people:

16

Funding Rounds

$1.6b

Money raised

Monzo is a digital banking platform founded in 2015 by Jason Bates, Tom Blomfield, Jonas Huckestein and Paul Rippon.

Location:

Key people:

9

Funding Rounds

$282.3m

Money raised

Lookout is a cybersecurity company using predictive machine intelligence to analyze data to predict and stop mobile attacks to an individual or an enterprise.

Key people:

12

Funding Rounds

$84.9m

Money raised

Penta is a digital bank account for startups and SMEs in Germany.

9

Funding Rounds

$646.6m

Money raised

Machine learning platform for data scientists and engineers to help create enterprise AI.

Location:

Key people:

3

Funding Rounds

$80.0m

Money raised

Lili is a banking company founded by Liran Zelkha.

Location:

Key people:

1

Funding Rounds

$5.0m

Money raised

User authentication and fraud prevention with biometric Identity-as-a-Service. AimBrain provides face, voice, lipsync, behavior and anomaly detection modules.

2

Funding Rounds

$9.8m

Money raised

dealroom is a Netherlands-based company founded by Yoram Wijngaarde.

Key people:

4

Funding Rounds

$166.0m

Money raised

Winzo is an India-based gaming and entertainment platform.

1

Funding Rounds

$7.0m

Money raised

A company making a device capable of disinfecting mobile devices and tools for healthcare and food processing facilities.

5

Funding Rounds

$105.6m

Money raised

CleverTap is a software company offering a customer lifecycle and engagement platform as a mobile marketing suite.

5

Funding Rounds

$66.0m

Money raised

Developer of an open banking API platform intended to access and interpret data from end-users in an easy and scalable way.

4

Funding Rounds

$94.9m

Money raised

Rho is a New York-based digital banking service for entrepreneurs.

Key people:

2

Funding Rounds

$6.6m

Money raised

Virool is a company providing a programmatic video marketing platform.

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