69 Best Financial Services Startups in United States to Watch in 2025

The Definitive Seedtable Ranking of Financial Services Startups in United States

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 864 start-ups with an aggregate funding of $22.4b. The average funding per company in this subset is $325.1m.

Last update to the database: Feb 18, 2025. See changelog.

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1

Funding Rounds

$9.0m

Money raised

Tendermint is now Ignite. Tendermint was the core contributor to the Cosmos blockchain network.

Key people:

6

Funding Rounds

$799.8m

Money raised

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

6

Funding Rounds

$142.5m

Money raised

The first and most experienced company in bitcoin payments, BitPay builds powerful tools for spending, accepting, and building with bitcoin. The company has offices in North America, Europe, and South America and has raised over $70 million from top investors including Index Ventures, Aquiline Technology Growth, Menlo Ventures, Founders Fund, and S

9

Funding Rounds

$307.0m

Money raised

Forge, formerly Equidate, is a company that offers a marketplace for private stock liquidation.

Key people:

3

Funding Rounds

$900.0k

Money raised

Pitney Bowes is a Stamford, Connecticut-based company founded in 1920 by Walter Bowes.

3

Funding Rounds

$34.0m

Money raised

Parallel Finance is a decentralized lending and staking protocol on Polkadot and Ethereum.

Location:

Key people:

20

Funding Rounds

$3.8b

Money raised

Klarna is a financial technology company providing e-commerce payment solutions for merchants and shoppers.

Location:

Key people:

10

Funding Rounds

$1.3b

Money raised

Brex is a credit card company that issues corporate credit cards with no security deposit.

Location:

Key people:

9

Funding Rounds

$81.5m

Money raised

Kasisto is a company that develops conversational AI for financial institutions.

7

Funding Rounds

$875.5m

Money raised

C3 AI is an enterprise artificial intelligence software company providing a family of integrated products for accelerating digital transformation.

Key people:

1

Funding Rounds

$1.2m

Money raised

Artificial intelligence company who uses models and IBM's Watson in the management of their AI Powered Equity Fund ETF (AIEQ) and AI Powered International Equity ETF (AIIQ)

9

Funding Rounds

$1.1b

Money raised

Circle is a peer-to-peer payments technology company that is headquartered in Boston, Massachusetts and was founded in 2013 by Jeremy Allaire and Sean Neville.

Location:

Key people:

6

Funding Rounds

$100.9m

Money raised

AppZen is a San Jose, California-based company that provides an AI-based auditing platform for finance teams.

6

Funding Rounds

$898.4m

Money raised

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

8

Funding Rounds

$646.9m

Money raised

Socure is a New York City-based developer of an identity verification and fraud risk solution.

10

Funding Rounds

$1.1b

Money raised

Deel is a technology company offering a human resources management system solution for businesses working with global remote contractors.

7

Funding Rounds

$638.8m

Money raised

TradingView is a platform which provides instruments for publication and the viewing of trading ideas.

Key people:

1

Funding Rounds

$5.0m

Money raised

Vertalo is a digital transfer agent that connects and enables a digital asset ecosystem, offering primary capital formation, on-chain share registry, and access to secondary liquidity.

Key people:

9

Funding Rounds

$312.9m

Money raised

Prosper is an online peer-to-peer lending marketplace connecting people who want to borrow money with individuals and institutions who want to lend money.

5

Funding Rounds

$90.0m

Money raised

Strapi is a company offering an open-source headless content management system (CMS).

9

Funding Rounds

$378.4m

Money raised

Bitso is a cryptocurrency exchange for buying and selling Bitcoin, Ethereum, Litecoin, Bitcoin Cash, TrueUSD, Decentraland, Golem, and Basic Attention Token.

3

Funding Rounds

$7.0m

Money raised

Polarity is a computer software company. It has developed a system that analyzes the contents of users'​ computer screens and gives them real-time access to information without affecting their existing workflow.

Key people:

6

Funding Rounds

$200.0m

Money raised

A software company making a workplace email communication platform for remote and office work.

Key people:

4

Funding Rounds

$126.0m

Money raised

Mercury is a company making banking products for startups based in San Francisco and backed by a16z.

Key people:

9

Funding Rounds

$363.2m

Money raised

Tala is a financial technology company with a mobile application to manage personal loan. Founded in 2011 and has headquarters in Santa Monica, California.

4

Funding Rounds

$45.5m

Money raised

HireEZ, formerly Hiretual, is a Mountain View, California-based developer of an artificial intelligence-powered recruitment platform to help companies find employees.

Key people:

4

Funding Rounds

$102.5m

Money raised

ScaleFactor is an Austin, Texas-based SaaS company offering services in bookkeeping and accounting.

Location:

Key people:

6

Funding Rounds

$34.7m

Money raised

Investing tool and Public Benefit Corporation that emphasizes social responsibility.

13

Funding Rounds

$655.6m

Money raised

Chainalysis is a company that provides tools for cryptocurrency analysis, compliance, and investigation.

1

Funding Rounds

$10.0m

Money raised

A company offering a full-service digital asset management platform with its own stablecoin cryptocurrency pegged to US treasury bonds called the Arca UST Coin.

12

Funding Rounds

$507.3m

Money raised

Acorns is an Irvine, California-based micro-investing company allowing users to round up consumer purchases and invest the change.

1

Funding Rounds

$71.0m

Money raised

Yapstone provides flexible and customizable payment solutions.

Key people:

8

Funding Rounds

$161.4m

Money raised

SmartAsset is a financial technology company that provides automated personalized financial advice. It participated in the S12 cohort of Y Combinator.

Key people:

5

Funding Rounds

$219.4m

Money raised

The Long-Term Stock Exchange is a financial services company and Securities Exchange.

2

Funding Rounds

$6.5m

Money raised

EquityZen is an international investment marketplace for shareholders to purchase and sell shares from pre-IPO companies.

Location:

Key people:

1

Funding Rounds

Doxim is a Markham, Ontario-based customer communications and engagement technology software development company focused on providing omnichannel communications and payment solutions for the financial services industry.

2

Funding Rounds

$55.0m

Money raised

Strands developed FinTech software that enables banks to offer digital banking using big data, processing, artificial intelligence, machine learning, and open API.

6

Funding Rounds

$103.4m

Money raised

Tribal Credit is a company in San Francisco.

4

Funding Rounds

$7.0m

Money raised

An artificial intelligence company developing a platform that helps analysts process and understand information.

11

Funding Rounds

$588.7m

Money raised

Branch offers microloans through a free-to-download Android app in emerging markets.

9

Funding Rounds

$136.0m

Money raised

Abra offers a cryptocurrency trading application created to streamline online cryptocurrency transfers and investments.

4

Funding Rounds

$13.0m

Money raised

Help Scout is a company developing a software platform for customer service.

3

Funding Rounds

$105.0m

Money raised

Talos Trading is a developer of institutional-grade technology infrastructure for digital assets trading and support for the full lifecycle of that trading, including price discovery, execution, and settlement.

Key people:

1

Funding Rounds

$8.0m

Money raised

Uphold (formerly Bitreserve) is a cloud-based digital money platform. Users can buy, hold, convert and transact across currencies and commodities, including cryptocurrencies.

2

Funding Rounds

$9.0m

Money raised

Ignite is a blockchain based development group working on projects such as Cosmos and Tendermint Core.

Key people:

2

Funding Rounds

$17.0k

Money raised

inDinero is a company developing software for tracking and managing for startups and small businesses.

7

Funding Rounds

$918.0m

Money raised

AlphaSense is a technology company that has developed an artificial intelligence platform for market intelligence and analysis. It was founded in 2011 and is located in San Francisco, California.

Location:

Key people:

4

Funding Rounds

$24.0m

Money raised

Pave is a software company specializing in developing compensation documenting solutions for businesses.

Location:

Key people:

1

Funding Rounds

$4.5m

Money raised

Staked helps investors compound their cryptocurrency investments by participating in staking or lending.

Key people:

8

Funding Rounds

$1.0b

Money raised

Varo is a San Francisco-based mobile banking business allowing customers to pay their bills, cover their expenses and build their wealth.

5

Funding Rounds

$77.8m

Money raised

Wave Financial is a Toronto-based financial services and accounting software company.

8

Funding Rounds

$963.0m

Money raised

Bolt is a technology company that has developed a shopping checkout platform for e-commerce.

9

Funding Rounds

$87.8m

Money raised

Everledger is a supply chain and asset tracking company using blockchain to store records of valuable assets like diamonds.

Location:

Key people:

4

Funding Rounds

$42.5m

Money raised

Vestwell is a Manhattan-based digital retirement platform providing turnkey solutions for financial advisors.

13

Funding Rounds

$72.6m

Money raised

Accern is a data design company automating research and data analysis using artificial intelligence.

4

Funding Rounds

$89.0m

Money raised

Fabric Insurance is a Brooklyn-based digital insurance broker.

Location:

Key people:

2

Funding Rounds

$50.0m

Money raised

Neighborly drives investment in world-positive infrastructure projects like broadband, solar microgrids, and libraries.

9

Funding Rounds

$251.6m

Money raised

Sure is an insurance technology company that powers digital insurance programs.

Key people:

4

Funding Rounds

$48.0m

Money raised

Hearsay Systems (formerly Hearsay Social) is a software-as-a-service (SaaS) digital marketing platform for financial services that uses predictive analytics to help financial advisors automate marketing tasks.

Key people:

6

Funding Rounds

$189.9m

Money raised

Happy Money is the only financial company that combines psychology and money to help people live happier lives. We believe in long-term relationships with people, meeting them at every stage of their financial life, and maximizing their happiness along the way. What other financial products keep missing are the people. While they're focused solely on the numbers, we're focused on the intersection between a person's psychology and how they make financial decisions. Our team of research and clinical psychologists, data scientists, neuroscientists, designers, technology experts and financial services professionals, along with partners of the Happy Money Movement, work together to provide three primary experiences: Payoff, Joy and the Happy Money Score.

Key people:

2

Funding Rounds

$1.0b

Money raised

Ibotta is a free-to-use mobile coupon and cash-back shopping app based in Denver.

Location:

Key people:

3

Funding Rounds

$260.0m

Money raised

Ocrolus is a solution provider of automated document reviews in the financial services industry.

1

Funding Rounds

$102.0m

Money raised

MarkLogic is an American software company developing and providing an enterprise NoSQL database.

1

Funding Rounds

$8.5m

Money raised

OpenBB is a New York City-based developer of a financial terminal intended to offer investment research for investment professionals, including market makers, traders, and equities professionals.

Location:

Key people:

3

Funding Rounds

$20.6m

Money raised

Stackin is a text message-based financial wellbeing platform.

4

Funding Rounds

$105.7m

Money raised

SafeGraph is a data company offering a platform for organizing points of interests (POIs) relevant to businesses. It was founded in 2016 and is located in San Francisco, California.

10

Funding Rounds

$375.5m

Money raised

LendUp is a company building credit products that cater people with low credit or volatile income. It participated in the W12 cohort of Y Combinator.

11

Funding Rounds

$519.7m

Money raised

Flutterwave is a company designing and developing application programming interface payments across Africa.

Location:

Key people:

1

Funding Rounds

$2.8m

Money raised

A financial technology company that has developed a solution that can automate banking processes. It was founded in 2018 and is located in London, the United Kingdom.

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