37 Best Property Insurance Startups to Watch in 2025

The Definitive Seedtable Ranking of Property Insurance Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 37 start-ups with an aggregate funding of $2.3b. The average funding per company in this subset is $62.7m.

Last update to the database: Feb 18, 2025. See changelog.

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7

Funding Rounds

$617.0m

Money raised

Lemonade is an insurance technology company using artificial intelligence and behavioral economics to offer home and renters insurance.

10

Funding Rounds

$407.9m

Money raised

Kin Insurance is an insurance technology company offering home insurance founded in 2016.

4

Funding Rounds

$89.0m

Money raised

Fabric Insurance is a Brooklyn-based digital insurance broker.

Location:

Key people:

9

Funding Rounds

$251.6m

Money raised

Sure is an insurance technology company that powers digital insurance programs.

Key people:

11

Funding Rounds

$29.6m

Money raised

A company that provides a data platform for buildings and properties.

Location:

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4

Funding Rounds

$57.2m

Money raised

An insurance technology company offering an on-demand insurance platform.

4

Funding Rounds

$70.0m

Money raised

Coterie is an API-based commercial business insurance provider that updates policy changes in real-time.

Location:

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3

Funding Rounds

$66.9m

Money raised

An insurance technology company offering an automobile insurance consumer platform.

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2

Funding Rounds

$24.8m

Money raised

A company creating software for the property and casualty insurance industries.

2

Funding Rounds

$67.5m

Money raised

An insurance technology company offering a platform for comparing and purchasing automobile and property insurance.

1

Funding Rounds

A property insurance platform that eliminates the need for office space deposits. Its office is located in London, England and it was founded in 2018.

2

Funding Rounds

$44.2m

Money raised

Element Insurance is the leading white-label product factory for insurance and a leader in insurance digitalisation.

6

Funding Rounds

$38.6m

Money raised

Operator of a peer to peer insurance platform. The company's peer to peer insurance platform provides actual coverage by a community of like minded people who are collectively rewarded for playing fair.

4

Funding Rounds

$55.5m

Money raised

Coya is a German digital insurance marketplace.

3

Funding Rounds

$56.0m

Money raised

An Oakland-based company developing a risk analytics platform for the Property and Casualty (P&C) Insurance industry.

3

Funding Rounds

$129.5m

Money raised

A company developing a distribution and underwriting platform for the insurance industry.

4

Funding Rounds

$4.1m

Money raised

TensorFlight is a property data and AI technology for insurance founded by Robert Kozikowski.

Location:

Key people:

2

Funding Rounds

$24.0m

Money raised

Cover is a technology and insurance brokerage company founded in 2016.

3

Funding Rounds

$130.0m

Money raised

Openly is an insurtech digital home insurance provider.

Location:

Key people:

2

Funding Rounds

$7.5m

Money raised

Fastest growing neo-insurer in Europe. Insurance Shaper of the Year 2019; Best Fintech Company 2017

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2

Funding Rounds

$6.3m

Money raised

A company making a conversational artificial intelligence platform for serving the insurance industry.

2

Funding Rounds

$2.0m

Money raised

Digital urban mobility insurance provider. Insurtech, Mobile App, Insurance, Distribution, MGA, Broker, Spain, Europe, LATAM.

1

Funding Rounds

$10.0m

Money raised

Hi there, my name is Young Alfred. Iïm on a mission to turn the 5 hour nightmare of shopping for home insurance online into an informed 15 minute transaction. With over 40 direct insurance carrier partners already on our platform, Young Alfred is built to serve each and every homeowner in America. At your service, Young Alfred

3

Funding Rounds

$17.1m

Money raised

Developer of a multi-product insurance platform intended to emphasize the understanding, pricing, and use of insurance. The company's platform focuses on offering predefined cover amounts paid when the insurance conditions are met and simplifying such conditions in order to honor the promise to pay.

4

Funding Rounds

$38.0m

Money raised

Finexio offers a smart B2B payment network system for buyers and sellers which links payment rails to automate commercial payments.

Key people:

2

Funding Rounds

$13.9m

Money raised

Developer of underwriting assistance platform designed to help insurance carriers make data-based underwriting and policy decisions. The company's platform adapts and guides users through fully configurable workflows for self-service inspections and claims as well as helps them to make data-based underwriting and risk management decisions, enabling clients to improve underwriting efficiency, risk management, loss ratio, and customer satisfaction.

1

Funding Rounds

$6.0m

Money raised

Covered by Sage is a technology-driven insurance brokerage that combines cutting-edge tech and modern consumerism with old-fashioned human-touch. By providing consumer-facing technology, modern branding and best-in class support and service, Covered by Sage empowers its agents to grow their book faster, service their customers better and retain their book longer. We are reinventing insurance distribution one agent at a time.

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3

Funding Rounds

$750.0k

Money raised

Converge Industries is a company that offers an Artificial Intelligence fueled software.

3

Funding Rounds

$12.3m

Money raised

Konsileo is a commercial insurance broking platform founded in 2015 by John Warburton.

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Key people:

1

Funding Rounds

$3.3m

Money raised

Quilt Insurance is a Boston-based company founded by Blair Baldwin, Hal N Schwartz and Jim Fini.

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Key people:

1

Funding Rounds

$400.0k

Money raised

Roost is a company providing push notifications for websites. It participated in the S14 cohort of Y Combinator.

2

Funding Rounds

$6.4m

Money raised

TowerIQ is a Boston-based company founded in 2017.

Location:

2

Funding Rounds

$11.5m

Money raised

foxquilt is a company founded in 2016.

2

Funding Rounds

$18.5m

Money raised

Pawlicy Advisor is a New York City-based company founded in 2018 by Christopher Mawhinney.

Location:

Key people:

1

Funding Rounds

$2.3m

Money raised

Sherpa is an insurance technology company that developed a scoring system for insurance protections a user might have.

Location:

Key people:

1

Funding Rounds

$27.0k

Money raised

Cryptocurrency company

1

Funding Rounds

$7.8k

Money raised

Plasmatic Technologies is a Vancouver-based company founded in 2016 by David Sussman.

Location:

Key people:

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