65 Best Mobile Payments Startups to Watch in 2025

The Definitive Seedtable Ranking of Mobile Payments Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 1,912 start-ups with an aggregate funding of $57.8b. The average funding per company in this subset is $889.9m.

Last update to the database: Feb 18, 2025. See changelog.

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6

Funding Rounds

$799.8m

Money raised

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

3

Funding Rounds

$17.5m

Money raised

Numerai is a hedge fund with stock market trades determined by crowdsourced artificial intelligence models. The best models receive rewards in the form of a cryptographic token called Numeraire (NMR) on the Ethereum blockchain.

2

Funding Rounds

$1.6m

Money raised

Safello is a company founded in 2013 by Frank Schuil.

20

Funding Rounds

$3.8b

Money raised

Klarna is a financial technology company providing e-commerce payment solutions for merchants and shoppers.

Location:

Key people:

2

Funding Rounds

$293.0m

Money raised

Nuvia develops semiconductor components and high-performance processors designed for compute-intensive devices and applications. The company was acquired by Qualcomm in March 2021.

10

Funding Rounds

$1.3b

Money raised

Brex is a credit card company that issues corporate credit cards with no security deposit.

Location:

Key people:

7

Funding Rounds

$81.3m

Money raised

Kepler Communications is a company that has a focus on satellite production and communication networks.

9

Funding Rounds

$1.1b

Money raised

Circle is a peer-to-peer payments technology company that is headquartered in Boston, Massachusetts and was founded in 2013 by Jeremy Allaire and Sean Neville.

Location:

Key people:

6

Funding Rounds

$22.0m

Money raised

GigSky is a Palo Alto, California-based provider of SIM-card and eSIM based data services for travelers and provider of cloud-based management tools for network devices and IoT devices.

Key people:

6

Funding Rounds

$898.4m

Money raised

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

9

Funding Rounds

$312.9m

Money raised

Prosper is an online peer-to-peer lending marketplace connecting people who want to borrow money with individuals and institutions who want to lend money.

14

Funding Rounds

$2.5b

Money raised

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Location:

Key people:

2

Funding Rounds

$3.9m

Money raised

Donut Lab is a mobile game developer of the Donut Punks action game.

Location:

Key people:

1

Funding Rounds

$10.0m

Money raised

FluidAI is a technology company that uses artificial intelligence to provide a host of solutions for the digital assets industry. The company is based in the United Arab Emirates.

12

Funding Rounds

$1.7b

Money raised

Revolut is a London-based Fintech startup and bank offering mobile banking, card payments, money remittance, and foreign exchange services.

Location:

Key people:

8

Funding Rounds

$1.2b

Money raised

Scopely - leading mobile game development company.

Location:

Key people:

6

Funding Rounds

$99.1m

Money raised

An AI company for professionals to manage jobs and finances.

4

Funding Rounds

$42.5m

Money raised

Vungle (Vungle, Inc.) is startup which powers video advertisements inside of mobile apps and games.

4

Funding Rounds

$4.4m

Money raised

App Samurai is a San Francisco-based company that provides mobile marketing technology.

4

Funding Rounds

$17.0m

Money raised

American technology company, and its android emulator for windows and mac

1

Funding Rounds

$71.0m

Money raised

Yapstone provides flexible and customizable payment solutions.

Key people:

12

Funding Rounds

$914.3m

Money raised

GoCardless is a payments company that developed global payments network based on the bank to bank payment systems. It participated in the S11 cohort of Y Combinator

Location:

Key people:

4

Funding Rounds

$22.0b

Money raised

A venture capital firm in China that focuses on bringing inclusive financial services to the world.

9

Funding Rounds

$359.9m

Money raised

Payhawk is a provider of a financial system that combines credit cards, payments, and expenses into one experience.

Industries:

Location:

Key people:

1

Funding Rounds

Doxim is a Markham, Ontario-based customer communications and engagement technology software development company focused on providing omnichannel communications and payment solutions for the financial services industry.

10

Funding Rounds

$376.1m

Money raised

Tarana Wireless is a wireless network provider that offers gigabit-speed over non-line-of-sight connections at long range.

Key people:

4

Funding Rounds

$118.2m

Money raised

Railsr, formerly Railsbank, is a London-based open-API banking and compliance platform that gives regulated and un-regulated companies access to global bankings.

10

Funding Rounds

$1.7b

Money raised

A financial technology company providing payments solutions that allow businesses to accept, process and disburse payments.

Location:

Key people:

8

Funding Rounds

$543.7m

Money raised

Paddle is a London-based developer of a software-as-a-service commerce platform offering payments infrastructure for software companies.

2

Funding Rounds

$19.0m

Money raised

Fnatic is a professional eSports organization with headquarters in London.

Location:

Key people:

3

Funding Rounds

$2.9m

Money raised

Seerslab is an augmented reality (AR) company providing mobile augmented reality (AR) and vision AI-based solutions to app developers.

8

Funding Rounds

$362.8m

Money raised

Docker provides an open-source project for deploying applications inside software containers.

2

Funding Rounds

$27.7m

Money raised

One More Game is a Seattle-based startup that specializes in the development of online video games.

Key people:

11

Funding Rounds

$526.0m

Money raised

The leading clientflow management platform that makes it easy for independent businesses to professionally sell and deliver their services online

Location:

Key people:

5

Funding Rounds

$140.0m

Money raised

Omnispace offers hybrid connectivity solutions based on satellite and terrestrial networks for a variety of industries.

5

Funding Rounds

$528.0m

Money raised

Zomato is a company providing a search engine application that offers information on restaurants and online food delivery.

Location:

Key people:

3

Funding Rounds

$31.0m

Money raised

Azimo is an online remittance service founded by Marta Krupinska.

5

Funding Rounds

$77.8m

Money raised

Wave Financial is a Toronto-based financial services and accounting software company.

8

Funding Rounds

$963.0m

Money raised

Bolt is a technology company that has developed a shopping checkout platform for e-commerce.

9

Funding Rounds

$672.5m

Money raised

BharatPe is a financial technology company specializing in developing payments solutions.

Location:

Key people:

14

Funding Rounds

$4.1b

Money raised

A financial technology company offering a mobile-first platform for payments through a single API and SDK.

Location:

Key people:

11

Funding Rounds

$519.7m

Money raised

Flutterwave is a company designing and developing application programming interface payments across Africa.

Location:

Key people:

4

Funding Rounds

$130.0m

Money raised

SpinCar is a company founded in 2014 by Devin Daly, Steven Saporta and Michael Quigley.

8

Funding Rounds

$210.5m

Money raised

A company offering mobile digital identity solutions for businesses.

Key people:

5

Funding Rounds

$241.5m

Money raised

Everphone is a provider of telecommunications equipment to businesses, including mobile phones and tablets.

Location:

Key people:

14

Funding Rounds

$1.2b

Money raised

Zopa is a peer-to-peer lending platform founded in 2005 by Giles Andrews.

Location:

Key people:

8

Funding Rounds

$553.5m

Money raised

Fundbox is a company offering business lines of credit founded in 2013 by Eyal Shinar, Tomer Michaeli and Yuval Ariav.

Location:

Key people:

6

Funding Rounds

$149.0m

Money raised

Shape Security is a Mountain View, California-based company. It was acquired by F5 Networks in 2019.

Key people:

2

Funding Rounds

$3.1m

Money raised

Moon is a crypto payment platform.

Key people:

1

Funding Rounds

Moni is a mobile money transfer app for iOS and Android based out of London, England. It was launched to the general public by Laurence Aderemi and Fernando Saturno in 2015.

8

Funding Rounds

$40.0m

Money raised

Verse is a Barcelona-based payments platform.

Location:

Key people:

1

Funding Rounds

$5.6m

Money raised

ID Quantique is a company developing quantum cybersecurity products, quantum scientific instrumentation, and quantum random number generation.

Location:

Key people:

3

Funding Rounds

$11.2m

Money raised

Fleet Space Technologies is an Adelaide-based satellite communications company developing satellites for low-bandwidth connectivity for machine-to-machine communication, data exchange, and IoT sensor networks.

Location:

Key people:

4

Funding Rounds

$320.5m

Money raised

Jumio is a company offering a platform for identity verification founded in 2010.

6

Funding Rounds

$654.0m

Money raised

Melio is a fintech company that gives small businesses a way to digitally manage their business-to-business payments and receivables.

Key people:

10

Funding Rounds

$2.5b

Money raised

Tipalti automates the way companies pay suppliers, partners, publishers and employees with cloud-based solutions which addresses all phases of the payables workflow.

Key people:

5

Funding Rounds

$385.5m

Money raised

An insurance technology company offering automobile insurance at a base rate combined with payments for miles driven.

Key people:

16

Funding Rounds

$1.6b

Money raised

Monzo is a digital banking platform founded in 2015 by Jason Bates, Tom Blomfield, Jonas Huckestein and Paul Rippon.

Location:

Key people:

9

Funding Rounds

$342.9m

Money raised

ProducePay is a new tech-based cash flow solution that provides domestic and foreign fresh produce farmers (growers) who ship to the U.S. with immediate access to distribution and financing. ProducePay's solutions provide the working capital fresh-produce growers? need to complete their harvest and grow. By leveraging our international network, ProducePay connects clients with interested fresh produce buyers and distributors. Interested distributors receive connection to a growing list of international farmers who might otherwise feel limited by current financing options.

Key people:

3

Funding Rounds

$310.0m

Money raised

The trucking and logistics industry provides the backbone of the economy. But the payments infrastructure on which it runs is from the past century and broken.

Location:

Key people:

4

Funding Rounds

$115.4m

Money raised

Lithic is a financial technology company that builds payments infrastructure for businesses and consumers.

Key people:

9

Funding Rounds

$282.3m

Money raised

Lookout is a cybersecurity company using predictive machine intelligence to analyze data to predict and stop mobile attacks to an individual or an enterprise.

Key people:

12

Funding Rounds

$84.9m

Money raised

Penta is a digital bank account for startups and SMEs in Germany.

6

Funding Rounds

$525.0m

Money raised

Forter is a E-Commerce fraud detection platform founded in 2013 by Michael Reitblat, Liron Damri and Alon Shemesh.

Key people:

1

Funding Rounds

$5.0m

Money raised

User authentication and fraud prevention with biometric Identity-as-a-Service. AimBrain provides face, voice, lipsync, behavior and anomaly detection modules.

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