46 Best Financial Wellness Startups to Watch in 2025

The Definitive Seedtable Ranking of Financial Wellness Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 46 start-ups with an aggregate funding of $3.8b. The average funding per company in this subset is $82.0m.

Last update to the database: Feb 18, 2025. See changelog.

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League (company) logo

League (company)

League is a digital health benefits provider.

4

Funding Rounds

$167.0m

Money raised

Brightside (company) logo

Brightside (company)

Brightside is an employee benefits and financial wellness platform headquartered in San Francisco, California.

2

Funding Rounds

$39.1m

Money raised

DailyPay logo

DailyPay

DailyPay is a financial solutions company that allows employees to control when and how often they receive their pay.

13

Funding Rounds

$819.0m

Money raised

Earnin logo

Earnin

Earnin is a Palo Alto, California-based mobile banking company giving users access to their pay directly from mobile application.

4

Funding Rounds

$190.1m

Money raised

Cleo logo

Cleo

Cleo is a fintech company providing an application for personal finance management.

5

Funding Rounds

$101.3m

Money raised

LearnLux logo

LearnLux

LearnLux provides a United States-based personal finance education and planning platform for Millennials.

3

Funding Rounds

$10.2m

Money raised

FutureFuel.io logo

FutureFuel.io

FutureFuel.io provides a platform to help employees pay down their student debts.

6

Funding Rounds

$46.3m

Money raised

Wagestream Ltd logo

Wagestream Ltd

Wagestream Ltd is a financial super app for waged workers founded in 2018 by Portman Wills.

11

Funding Rounds

$284.4m

Money raised

Modern Health logo

Modern Health

Modern Health is a mental health and wellness application.

6

Funding Rounds

$167.4m

Money raised

CommonBond logo

CommonBond

Common Bond is an online student lender based in New York and founded in 2012.

4

Funding Rounds

$183.5m

Money raised

Clarity Money logo

Clarity Money

Clarity Money is a company that empowers and helps people to save money with transformative financial organization, transparency and advocacy.

2

Funding Rounds

$22.0m

Money raised

SalaryFinance logo

SalaryFinance

SalaryFinance is a company founded in 2015.

5

Funding Rounds

$275.6m

Money raised

CaptivateIQ logo

CaptivateIQ

CaptivateIQ is a San Francisco-based company founded in 2017 by Hubert Wong, Conway Teng and Mark Schopmeyer.

5

Funding Rounds

$164.6m

Money raised

Tuition.io logo

Tuition.io

Tuition.io is a education assistance suite for employers.

2

Funding Rounds

$8.0m

Money raised

Summer (company) logo

Summer (company)

Summer is committed to helping student loan borrowers track their loans and identify the best repayment options based on their unique financial situation. Summer was launched in 2017 by borrowers and student loan policy experts in partnership with Yale University. Our platform provides essential resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans. Through our sophisticated algorithm, we can save borrowers thousands of dollars and hours of headache by helping them through the process each step of the way. Summer is based in NYC and is quickly scaling to help borrowers tackle their debt across the country. We're growing the team!

1

Funding Rounds

$10.0m

Money raised

Moneybox logo

Moneybox

Moneybox is helping a generation invest for their future. Our award-winning app makes it easy for people to take the first step and then provides the tools and information they need to confidently work towards their financial goals.

3

Funding Rounds

$151.8m

Money raised

LIFEDOJO logo

LIFEDOJO

LIFEDOJO is a San Francisco-based company founded in 2013 by Chris Cutter, Varun Vummidi and Patricia Bedard.

1

Funding Rounds

$5.1m

Money raised

Yodlee logo

Yodlee

Yodlee is a Redwood Shores, California-based company founded in 1999 by Venkat Rangan.

1

Funding Rounds

$6.0m

Money raised

CNote logo

CNote

CNote is an Oakland, California-based company and impact investment platform. The company was founded in 2016 by Catherine Berman and Yuliya Tarasava.

2

Funding Rounds

$4.6m

Money raised

Unmind logo

Unmind

Unmind is a mental health platform for employees founded in 2016 by Nick Tong, Nick Taylor, Ry Morgan and Steve Peralta.

4

Funding Rounds

$66.6m

Money raised

Even Responsible Finance logo

Even Responsible Finance

Over half of Americans live paycheck to paycheck. We're trying to fix that, by building new financial services that make it easier to make ends meet, pay down debt, and save money. And we're doing it as a transparent, straightforward business that only profits when our customers do, too. We partner with employers to offer Even as a benefit. Employers offer Even to their people; in return, employers save money because Even improves employee retention.

2

Funding Rounds

$80.0m

Money raised

Get Chip logo

Get Chip

Chip is an automated savings bot for people who wish they saved more of their money. The App connects to your online banking, calculates what you can afford to save and moves that money in to your Chip savings account.

6

Funding Rounds

$13.8m

Money raised

Origin logo

Origin

Origin is a company founded in 2018 by Matt Watson.

2

Funding Rounds

$68.0m

Money raised

BrightPlan logo

BrightPlan

BrightPlan is a company founded in 2016 by Marthin De Beer.

1

Funding Rounds

$9.5m

Money raised

ZayZoon logo

ZayZoon

ZayZoon is a financial education platform that offers earned wages on-demand in order to reduce financial stress for employees.

1

Funding Rounds

$15.0m

Money raised

Tumelo logo

Tumelo

Tumelo is an investment app dedicated to impact-focused investments founded in 2018 by William Goodwin, Benjamin King and Georgia Stewart.

2

Funding Rounds

$20.2m

Money raised

Money Dashboard logo

Money Dashboard

Money Dashboard is a mobile-based application for personal finance management (PFM).

2

Funding Rounds

$5.3m

Money raised

Wellthy logo

Wellthy

Wellthy is a company offering a personal healthcare assistance platform.

2

Funding Rounds

$42.8m

Money raised

Instant Financial logo

Instant Financial

Instant Financial is an on-demand payment solution aimed at improving employee's financial wellness.

3

Funding Rounds

$14.5m

Money raised

meQuilibrium logo

meQuilibrium

meQuilibrium is a company founded in 2010.

2

Funding Rounds

$9.3m

Money raised

SmartPath logo

SmartPath

SmartPath is a financial wellness company providing financial education and budgeting tutorials for hourly and blue collar employees.

1

Funding Rounds

$2.0m

Money raised

Emma (finance company) logo

Emma (finance company)

Emma is a London-based company founded in 2017 by Edoardo Moreni.

1

Funding Rounds

$2.5m

Money raised

Asset-Map logo

Asset-Map

Software to show a person's full financial status and make better decisions.

1

Funding Rounds

$1.5m

Money raised

Mintago Limited logo

Mintago Limited

Mintago Limited is a financial wellbeing platform for employees founded in 2019.

1

Funding Rounds

$4.8m

Money raised

Your Money Line logo

Your Money Line

Your Money Line is a financial wellness company that provides custom financial paths, expert guides, and human resource benefits.

1

Funding Rounds

$4.5m

Money raised

Branch logo

Branch

Branch is a Minneapolis-based company.

2

Funding Rounds

$615.0m

Money raised

YOLT logo

YOLT

YOLT is a company founded in 2016.

1

Funding Rounds

Sqwire, LLC logo

Sqwire, LLC

Sqwire, LLC is a financial wellness company founded in 2019.

2

Funding Rounds

$265.0k

Money raised

Aduro, Inc logo

Aduro, Inc

Aduro, Inc is a Redmond, Washington-based company founded in 2001.

1

Funding Rounds

$22.0m

Money raised

Sentryhealth Onsite Employee Health Services logo

Sentryhealth Onsite Employee Health Services

Sentryhealth Onsite Employee Health Services is a Louisville, Kentucky-based company founded in 2018.

1

Funding Rounds

$9.5m

Money raised

Tapcheck logo

Tapcheck

Tapcheck is a Tarzana, Los Angeles-based financial wellness company.

1

Funding Rounds

$20.0m

Money raised

VIVA Finance logo

VIVA Finance

VIVA Finance is an Atlanta-based financial wellness company founded in 2019.

1

Funding Rounds

$6.2m

Money raised

Your Financial Wellness logo

Your Financial Wellness

Your Financial Wellness is an Australia-based company.

1

Funding Rounds

$67.0k

Money raised

Happify Health logo

Happify Health

Happify Health is a New York-based company.

1

Funding Rounds

$73.0m

Money raised

Finfit, Llc logo

Finfit, Llc

Finfit, Llc is a financial wellness company founded in 2008.

1

Funding Rounds

$7.0m

Money raised

Canopy logo

Canopy

Canopy is a London-based financial wellness company.

1

Funding Rounds

$4.0m

Money raised