69 Best Fintech Startups in Spain to Watch in 2025

The Definitive Seedtable Ranking of Fintech Startups in Spain

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 95 start-ups with an aggregate funding of $2.9b. The average funding per company in this subset is $41.9m.

Last update to the database: Feb 18, 2025. See changelog.

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11

Funding Rounds

$112.6m

Money raised

Bit2Me is a cryptocurrency trading platform founded in 2014 by Leif Ferreira.

4

Funding Rounds

$4.4m

Money raised

App Samurai is a San Francisco-based company that provides mobile marketing technology.

9

Funding Rounds

$359.9m

Money raised

Payhawk is a provider of a financial system that combines credit cards, payments, and expenses into one experience.

Industries:

Location:

Key people:

3

Funding Rounds

$73.0m

Money raised

Fourthline, founded in 2017 by Krik Gunning and Chris van Straeten, provides an artificial intelligence (AI)-based compliance and know your customer (KYC) platform for financial technology companies.

Location:

Key people:

8

Funding Rounds

$40.0m

Money raised

Verse is a Barcelona-based payments platform.

2

Funding Rounds

$2.2m

Money raised

A software company offering a digital identification and e-signature service platform.

Location:

Key people:

6

Funding Rounds

$230.6m

Money raised

Leader in delivering real-world evidence (RWE) and outcomes-based analytics solutions to life science companies and payers.

5

Funding Rounds

$66.0m

Money raised

Developer of an open banking API platform intended to access and interpret data from end-users in an easy and scalable way.

3

Funding Rounds

$13.1m

Money raised

Atani is a multi-exchange cryptocurrency trading platform founded in 2019 by Paul Barroso Banales.

6

Funding Rounds

$78.4m

Money raised

ID Finance is a Barcelona-based company that provides an online marketplace for consumer installment loans.

Location:

Key people:

9

Funding Rounds

$59.5m

Money raised

Sherpa.ai is a Erandio-based business/productivity company.

9

Funding Rounds

$166.2m

Money raised

Clarity AI is a societal impact rating agency and technology company.

Location:

Key people:

7

Funding Rounds

$45.7m

Money raised

Bdeo developed an interactive visual platform for insurance customers.

2

Funding Rounds

$94.2m

Money raised

INARI provides technology software for insurers, reinsurers, MGAs and Lloyd's syndicates on a cloud-based blockchain platform.

5

Funding Rounds

$76.9m

Money raised

Fintonic is the ideal app for organizing ytheir accounts and saving money.

5

Funding Rounds

$80.0m

Money raised

their mission is to help you increase the satisfaction of ytheir employees by increasing their salary easily, without the company increasing salary costs or having to implement complex administrative processes.

2

Funding Rounds

$166.6k

Money raised

Coinffeine is a company offering a decentralized Bitcoin exchange that enables its users to convert of fiat currencies into Bitcoin.

3

Funding Rounds

$31.3m

Money raised

Taiger is a Madrid-based artificial intelligence company offering work flow optimization software.

3

Funding Rounds

$31.8m

Money raised

Abacum is a helping Finance teams be 10x faster founded in 2020 by Julio Martínez, Jorge Lluch and Julio Martinez.

2

Funding Rounds

$38.0m

Money raised

Provider of revenue-based financing intended to grow businesses. The company provides financing services for funding mid to long-term investments to e-commerce and SaaS businesses, thereby enabling businesses to acquire a company, fund sizable growth investments, or get financial support.

4

Funding Rounds

$3.2m

Money raised

End-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers.

5

Funding Rounds

$7.6m

Money raised

Bdeo is a visual intelligence platform for the insurance industry founded in 2016 by Julio Pernía Aznar.

4

Funding Rounds

$33.2m

Money raised

Flanks is an end-to-end wealth management platform founded in 2019 by Joaquim De la Cruz, Alvaro Morales and Sergi Lao.

Location:

Key people:

5

Funding Rounds

$90.0m

Money raised

A career mobility platform to support upskilling into the most in-demand market sectors, through data insights for career choice, flexible financing and matching with education programs and employers.

Location:

Key people:

4

Funding Rounds

$6.4m

Money raised

Developer of a multi-financial technology platform designed to bridge the gap between lenders and borrowers.

6

Funding Rounds

$813.0m

Money raised

Developer of real estate sales platform designed to simplify the home buying and selling process. The company's platform helps in purchasing and marketing properties directly on behalf of its customers without intermediaries and sales commissions.

3

Funding Rounds

$17.5m

Money raised

With asistensi, migrants will be protected against the financial setbacks of health emergencies in their families back home while becoming the heroes that take care of the theyllness of their loved ones.

1

Funding Rounds

$750.0k

Money raised

Reloadly potheyrs the future of cross border digital mobile payments to emerging markets.

1

Funding Rounds

$2.3m

Money raised

Koban is a company founded in 2021.

1

Funding Rounds

$3.0m

Money raised

Operator of a crowdfunding platform designed to connect small investors with large real estate projects. The company's platform specializes in the crowdfunding of large real estate projects that are normally reserved for professionals and allows individuals to participate with minimal investment, paperwork and formalities.

Location:

Key people:

3

Funding Rounds

$12.6m

Money raised

Embat is a corporate treasury management platform founded in 2021.

2

Funding Rounds

$2.0m

Money raised

Digital urban mobility insurance provider. Insurtech, Mobile App, Insurance, Distribution, MGA, Broker, Spain, Europe, LATAM.

2

Funding Rounds

$28.7m

Money raised

Libeen is a rent-to-buy property platform founded in 2019.

3

Funding Rounds

$15.8m

Money raised

ClimateTrade provides carbon offsetting solutions for businesses.

4

Funding Rounds

$33.1m

Money raised

Holded develops a business management software designed to simplify task management.

Location:

Key people:

5

Funding Rounds

$13.3m

Money raised

Elma aims to provide access to healthcare anytime, anywhere and for anyone.

3

Funding Rounds

$29.9m

Money raised

HUBUC is a the next generation of Banking-as-a-service platform founded in 2020 by Hasan Nawaz.

Location:

Key people:

1

Funding Rounds

$3.7m

Money raised

Platform that brings future money into people's everyday lives.

Location:

Key people:

2

Funding Rounds

$1.6m

Money raised

Provider of financial services intended to help SMEs connect with investors and advisors. The company's platform allows the entrepreneurs to look for good funding deals, M&A deals and more, helping the clients to find investors with ease and raise funds for their company.

Location:

Key people:

1

Funding Rounds

$600.0k

Money raised

Stampery is a blockchain company founded in 2014 by Luis Cuende, Tommaso Prennushi and Daniele Levi.

3

Funding Rounds

$3.8m

Money raised

Unnax enables businesses to access financial-related data from customers in a simple and secure way.

2

Funding Rounds

$1.6m

Money raised

Onyze offers a digital solution of digital assets custody for institutions & big investor companies.

$1.3m

Money raised

API enabling instant and programmable B2B payouts using modern payment protocols.

1

Funding Rounds

$3.0m

Money raised

1

Funding Rounds

$1.7m

Money raised

Crowdfunding platform enabling individual investments in real estate, green, and corporate projects.

2

Funding Rounds

$2.9m

Money raised

With a medium and long term vision, inbestMe builds its investment portfolio with Exchange Traded Funds (ETFs) adapted to ytheir profile and situation, in an efficient manner, using consolidated academic principles and international best practices in portfolio management.

Location:

4

Funding Rounds

$57.0m

Money raised

Toqio is revolutionising the fintech ecosystem by enabling any business, not just banks, to quickly launch and monetise new financial propositions to their customers. With our no-code, white-labelled platform, you can select the products you want to deploy, choose from our range of marketplace p ...

2

Funding Rounds

$1.4m

Money raised

Coverfy APP is a free mobile insurance manager that simplifies and solves all insurance-related issues for its users.

2

Funding Rounds

$6.3m

Money raised

Demium is an investment firm and start-up incubator founded in Valencia, Spain in 2013.

1

Funding Rounds

$1.0m

Money raised

Artificial Intelligence company offering cognitive virtual assistant chatbots for businesses

3

Funding Rounds

$23.0m

Money raised

Global Payroll Contol Platform - Fueling Growth Efficiency for Global Businesses

3

Funding Rounds

$3.4m

Money raised

Goin is a mobile application to save money easily and take advantage of it without knowing how to invest.

1

Funding Rounds

$890.0k

Money raised

Finteca is a Barcelona-based fintech firm that offers users 100% digitalised mortgage services.

1

Funding Rounds

$170.0k

Money raised

Pibisi is an automatised KYC for regulated companies founded in 2018 by Alejandro D. Caneda.

Location:

Key people:

2

Funding Rounds

$15.8m

Money raised

Platform for carriers to monetize customer events through digital analytics.

3

Funding Rounds

$2.0m

Money raised

Fuell is a radically better corporate card for ytheir business founded in 2019 by Eduardo Ortiz de Lanzagorta Gonzalez.

4

Funding Rounds

$4.4m

Money raised

Captio is a company founded in 2012 by Dan Moser, Joaquim Segura, Joel Vicient and Luis Claramonte.

1

Funding Rounds

eCommerce payment solution for retailers to improve conversion rates and ensure secure payments.

1

Funding Rounds

$9.5m

Money raised

BrightPlan is a company founded in 2016 by Marthin De Beer.

2

Funding Rounds

$1.7m

Money raised

Financial platform that allows you to manage, optimize and reduce recurring electricity, gas or Internet service bills.

1

Funding Rounds

$1.7m

Money raised

ARIADNEXT has created a trusting environment, conducive to the development of the digital world.

2

Funding Rounds

$2.4m

Money raised

bnc10 employs a Freemium business model with multiple revenue streams.

1

Funding Rounds

$12.6m

Money raised

AREX Markets is an invoice trading platform for SMEs founded in 2014.

Bcas is a student financing platform founded in 2021.

2

Funding Rounds

$3.8m

Money raised

Platform for instant refunds in e-commerce that prevents fraud in returns.

1

Funding Rounds

$1.3m

Money raised

Divilo is a B2B financial platform for companies and the self-employed.

1

Funding Rounds

$330.0k

Money raised

they have a prototype that aggregates financial information through bank accounts, and their algorithm creates an automatic financial plan that allows the user to achieve their goals.

2

Funding Rounds

$4.4m

Money raised

Pre-accounting SaaS that simplifies and automates daily business tasks for SMBs, freelancers, and bookkeepers.

1

Funding Rounds

$1.7m

Money raised

Woonivers is a project that makes the process of obtaining local tax refunds when travelling easy and quick.

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