12 Best Debt Collection Startups to Watch in 2025

The Definitive Seedtable Ranking of Debt Collection Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 12 start-ups with an aggregate funding of $4.4b. The average funding per company in this subset is $367.9m.

Last update to the database: Feb 18, 2025. See changelog.

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6

Funding Rounds

$799.8m

Money raised

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

14

Funding Rounds

$2.5b

Money raised

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Location:

Key people:

13

Funding Rounds

$1.0b

Money raised

Atom Bank is a digital financial company offering personal and business banking products.

Location:

Key people:

2

Funding Rounds

$23.0m

Money raised

Promise is a San Francisco-based financial technology company offering payment processing tools and services for government organizations and resident debt management.

1

Funding Rounds

$22.0m

Money raised

TrueAccord is a Lenexa, Kansas based digital debt collection company.

Location:

Key people:

5

Funding Rounds

$6.6m

Money raised

Freeing SMEs to focus on what matters by automating Accounts Payables & Receivables

3

Funding Rounds

$10.7m

Money raised

Ophelos is a technology company in the debt collection industry.

1

Funding Rounds

$25.0m

Money raised

InDebted is a Sydney-based company founded in 2016 by Josh Foreman.

Key people:

2

Funding Rounds

$2.5m

Money raised

BFree focuses its collection processes on sustainably leading customers out of debt by giving them back control over their finances.

1

Funding Rounds

$10.0m

Money raised

January is a platform for debt collection.

1

Funding Rounds

$7.0m

Money raised

LendStreet is an Oakland, California-based company founded in 2010 by Jerry Nemorin.

Key people:

1

Funding Rounds

$1.0m

Money raised

CollBox is an Austin, Texas-based company founded in 2015 by Ed Luczycki.

Location:

Key people:

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