69 Best Fintech Startups in France to Watch in 2025

The Definitive Seedtable Ranking of Fintech Startups in France

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 181 start-ups with an aggregate funding of $12.8b. The average funding per company in this subset is $186.1m.

Last update to the database: Feb 18, 2025. See changelog.

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4

Funding Rounds

$110.1m

Money raised

Coinhouse is the developer of an investment platform for cryptocurrency assets.

Location:

Key people:

13

Funding Rounds

$1.0b

Money raised

Hardware wallet for crypto assets such as Bitcoin, Ethereum, XRP, Monero and more.

12

Funding Rounds

$25.2m

Money raised

Platform allowing individuals to invest in small companies for equity or annual returns.

10

Funding Rounds

$568.0m

Money raised

An insurance technology company offering artificially intelligent software for insurance fraud detection and claims handling.

Location:

12

Funding Rounds

$914.3m

Money raised

GoCardless is a payments company that developed global payments network based on the bank to bank payment systems. It participated in the S11 cohort of Y Combinator

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Key people:

9

Funding Rounds

$359.9m

Money raised

Payhawk is a provider of a financial system that combines credit cards, payments, and expenses into one experience.

Industries:

Location:

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20

Funding Rounds

$1.6b

Money raised

Alan is a digital health insurance provider for companies and freelancers.

6

Funding Rounds

$687.3m

Money raised

Qonto is a French online payment institution for freelancers and small and medium enterprises.

Location:

Key people:

2

Funding Rounds

$2.2m

Money raised

A software company offering a digital identification and e-signature service platform.

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Key people:

4

Funding Rounds

$64.0m

Money raised

FairMoney is a Paris-based start-up which offers micro loans in Nigeria through their mobile, Android app.

3

Funding Rounds

$475.0m

Money raised

Receivables and Treasury cloud software, powered by AI to optimize working capital.

Key people:

4

Funding Rounds

$16.5m

Money raised

Multis is a company that has created a cryptocurrency bank for companies. It was founded in 2018 and is located in San Francisco, California.

5

Funding Rounds

$130.0m

Money raised

Shares is a social investment platform that allows anyone to invest without minimums.

6

Funding Rounds

$732.4m

Money raised

Ecovadis is an environmental sustainability ratings platform to assess corporate social responsibility and sustainable procurement.

1

Funding Rounds

$10.0m

Money raised

73 Strings is an AI-powered financial intelligence platform founded in 2019 by Sambeet Parija, Abhishek Pandey, Vinod Vijapur and Yann Magnan.

Location:

Key people:

10

Funding Rounds

$524.9m

Money raised

Spendesk offers an all-in-one spend management platform for finance teams.

3

Funding Rounds

$25.5m

Money raised

A financial technology company offering payment solutions for e-commerce websites, crowdfunding platforms, and online marketplaces.

11

Funding Rounds

$759.5m

Money raised

solarisBank is a banking platform empowering finance pioneers. We've built an API-accesible platform to provide companies with modular building blocks to innovate in finance. As a tech company with a banking license, our business model is strictly B2B2C - we're focused exclusively on enabling our partners to offer their end customers world class financial products.

2

Funding Rounds

$11.0m

Money raised

Aplo (formerly SheeldMarket) is a cryptocurrency broker.

Location:

Key people:

2

Funding Rounds

$6.6m

Money raised

SaaS using AI to build resilient supply chain, predict sales and consumptions and optimize inventories

2

Funding Rounds

$4.3m

Money raised

Lago is a Paris-based software company developing no-code tools for data teams.

Location:

Key people:

4

Funding Rounds

$46.5m

Money raised

DeFacto is a Turkish brand of men's and women's clothing and accessories.

7

Funding Rounds

$227.2m

Money raised

Akur8 is an insurance company offering multiple coverages, including life, health, P&C, and home insurance.

Location:

Key people:

9

Funding Rounds

$241.0m

Money raised

The full-stack financial management and accounting platform to centralise all financial data in one place Beyond banking player that aggregates all purchasing, sales and banking data sources to simplify business admin, including cash flow, invoicing and supplier payment tracking Pennylane Compta integrates an accounting service that provides daily support and takes care of all accounting tasks Went from 0 to €2M of ARR in eleven months

9

Funding Rounds

$961.6m

Money raised

PayFit is Europe's leading cloud-based and integrated payroll and HR software. We give you the visibility and automation you need to easily manage your payroll, with the support of payroll experts. With many businesses often choosing between in-house or outsourced payroll, PayFit looks to offer a hybrid alternative. We believe that by providing the best of both -- e.g. the control and visibility of in-house and the expertise and specialism associated with outsourcing -- you can enjoy the best payroll experience possible.

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Key people:

5

Funding Rounds

$22.4m

Money raised

Cryptio is a Back-Office Infrastructure for crypto native organizations founded in 2018 by Antoine Scalia.

Location:

Key people:

3

Funding Rounds

$44.9m

Money raised

The digital account and lending focused business bank running on its own core banking infra Memo bank is designed for growing micro and small SMEs that seek fast onboarding, fully digital banking and quick access to financing Targets SMEs between €2M-€50M revenue p.a. Developed its own core banking infrastructure

Industries:

Location:

Key people:

9

Funding Rounds

$445.6m

Money raised

Lydia is a Paris-based payment and financial technology company offering users accounts, payment cards, loans, insurance, and gift cards.

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Key people:

4

Funding Rounds

$212.0m

Money raised

Flowdesk is a digital asset trading platform founded in 2020 by balthazar giraux, Paul Bugnot, guulhem chaumont and Guilhem Chaumont.

2

Funding Rounds

$10.0m

Money raised

Ejara is a Cameroonian fintech offering an investment app that allows users to buy crypto and save through decentralized wallets.

4

Funding Rounds

$4.0m

Money raised

docTrackr is a company founded in 1996 by Uli Mittermaier, Clement Cazalot and Alex Negrea.

Location:

Key people:

3

Funding Rounds

$32.8m

Money raised

Upflow is a technology company that is building a payment platform for B2B businesses.

6

Funding Rounds

$92.6m

Money raised

Stoik is a cyber insurance platform provider for SMEs founded in 2021 by Jules Veyrat, Nicolas Sayer and Philippe Mangematin.

Location:

Key people:

3

Funding Rounds

$40.2m

Money raised

Morpho Labs is a P2P layer on top of lending pools founded in 2021 by Paul Frambot.

6

Funding Rounds

$159.3m

Money raised

Platform providing institutional investors and market participants with high-quality data infrastructure.

4

Funding Rounds

$27.7m

Money raised

Mooncard is a B2B expense management platform founded in 2016 by Christophe Crémer, Damien Metzger and Tristan Leteurtre.

3

Funding Rounds

$8.7m

Money raised

Anytime is a neobank based in France offering Business accounts including a debit card, with all transactions being managed from an iPhone or Android application. Anytime currently accepts to open mobile bank accounts for residents of France.

5

Funding Rounds

$60.1m

Money raised

SESAMm is a Paris-based software development company utilizing artificial intelligence to develop financial software designed to provide ESG, sentiment, and thematic analytics for investors.

1

Funding Rounds

PayPlug is the first online payment solution designed specifically for SMEs. Founded in 2012, the platform has quickly become a key alternative to legacy players thanks to its simple products, high performance converison tools, and strong customer service. In 2016, only 15% of SMEs were selling online! Our ambition is to make online commerce accessible, enable small businesses to stand out against giant players, and contribute to the digitization of the economy. Today, we are proud to help thousands of online merchants grow by offering them simple online and mobile credit card acceptance. After raising more than 12 million euros in funding and obtaining a Payment Institution License from ACPR Banque de France, PayPlug has joined the Natixis / BPCE group in April 2017.

Location:

Key people:

2

Funding Rounds

$1.5m

Money raised

Kantox is a leader in Currency Management Automation software that enables businesses to automate their end-to-end FX workflow

Location:

Key people:

2

Funding Rounds

$24.7m

Money raised

Lovys offers online insurance

Location:

2

Funding Rounds

$20.4m

Money raised

DreamQuark is an artificial Intelligence company.

Key people:

4

Funding Rounds

$114.5m

Money raised

Virtuo is a digital car rental company, using an algorithmic approach to track and anticipate demand, optimise and adapt fleet sizing, and set pricing levels.

2

Funding Rounds

$9.3m

Money raised

Shine is a neobank based in France offering Business accounts including a debit card, with all transactions being managed from an iPhone or Android application. Shine currently accepts to open mobile bank accounts for residents of France.

Industries:

Location:

3

Funding Rounds

$260.8m

Money raised

Descartes Underwriting is a France-based company that offers parametric insurance solutions. The company was founded in 2018 by Sebastien Piguet and Tanguy Touffut.

5

Funding Rounds

$152.6m

Money raised

Platform offering everyday investors fair and equal access to invest in public companies raising capital.

Location:

2

Funding Rounds

$6.8m

Money raised

Provider of a Web platform designed to offer on-demand bicycle repair service. The company's Web platform is so designed that via a reservation on the website or by phone, a Cyclofixer repairman arrives at the fixed time to carry out the repair, enabling users to have their bicycle repaired and avail various two wheeler accessories while being at home, in the office, or even on the street.

4

Funding Rounds

$62.0m

Money raised

Platform for compliance that offers record-keeping, surveillance, and insights.

3

Funding Rounds

$36.0m

Money raised

Scalefast is a global eCommerce solution that simplifies eCommerce for inspirational brands to make their store the best place to shop online.

3

Funding Rounds

$54.4m

Money raised

Indy (formerly Georges.tech) is a France-based company founded by Adrien Plat, Come Fouques, Pablo Larvor, Romain Koenig and Gaëlle Morisson.

3

Funding Rounds

$3.8m

Money raised

The easiest way to buy, sell, earn, and spend bitcoin in Europe

2

Funding Rounds

$7.2m

Money raised

Operating system for Securities tokens (fundraising, compensation, liquidity)

7

Funding Rounds

$803.5m

Money raised

Platform for digital employee rewards and benefits delivered through a custom card and app.

1

Funding Rounds

$3.0m

Money raised

Software platform and professional services for complex systems modeling and simulation, targeting in particular energy networks and urban planning applications.

4

Funding Rounds

$78.5m

Money raised

Greenly is a carbon accounting platform founded in 2019.

3

Funding Rounds

$12.0m

Money raised

Dathena is the universal layer of information security that powers data protection solutions.

1

Funding Rounds

$2.3m

Money raised

Koban is a company founded in 2021.

3

Funding Rounds

$9.6m

Money raised

Stratumn is a blockchain company founded in 2015 by Richard Caetano, Stephan Florquin, Sebastien Couture and Francois Dorleans.

1

Funding Rounds

$200.0m

Money raised

Kpler is a fast-growing data & analytics firm on a mission to facilitate efficient and sustainable trade.

4

Funding Rounds

$66.0m

Money raised

Extend is an innovative digital credit card distribution platform that redefines how credit cards are issued and shared

2

Funding Rounds

$698.3k

Money raised

Developer of a payment application designed to simplify paying and managing money in Africa. The company's platform allows users to instantly pay in local stores by scanning QR codes with the help of a virtual card, enabling them to easily manage and control their budgets.

Location:

Key people:

2

Funding Rounds

$6.9m

Money raised

Spot is a Paris-based company founded in 2018.

2

Funding Rounds

$24.4m

Money raised

Platform that digitizes and automates vendor payment validation to protect against transfer frauds.

1

Funding Rounds

$8.2m

Money raised

Bright is a solar power startup company in Mexico. It participated in the W15 cohort of Y Combinator.

3

Funding Rounds

$9.8m

Money raised

Formance is an open-source Infrastructure provider for money-moving platforms founded in 2021 by Anne-Sybille Pradelles.

1

Funding Rounds

$34.0m

Money raised

Crowdfunding platform dedicated to supporting agricultural and food projects.

Location:

2

Funding Rounds

$12.4m

Money raised

Pixpay is a neobank based in France offering Teenagers accounts including a debit card, with all transactions being managed from an iPhone or Android application. Pixpay currently accepts to open mobile bank accounts for residents of France.

Location:

3

Funding Rounds

$118.6m

Money raised

SaaS platform for SMBs to manage and forecast their cash flows.

2

Funding Rounds

$500.0k

Money raised

Qunb is a Boston-based company founded in 2011 by Jean-Baptiste Theard.

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