27 Best Fintech Startups in Estonia to Watch in 2025

The Definitive Seedtable Ranking of Fintech Startups in Estonia

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 27 start-ups with an aggregate funding of $437.7m. The average funding per company in this subset is $16.2m.

Last update to the database: Feb 18, 2025. See changelog.

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2

Funding Rounds

$12.0m

Money raised

MyCointainer is a staking, masternode, lpos, pos, proof of stake coins solution.

Location:

Key people:

1

Funding Rounds

$18.0m

Money raised

Superfluid is an asset streaming protocol for DAOs and crypto-native businesses.

1

Funding Rounds

$14.0m

Money raised

Buys and sells crypto. Fiat deposits and withdrawals in AUD, EUR, GBP, and USD. Via its crypto exchange, it allows trade, and users keep more of the profits. A feature-rich trading platform built to scale. Margin trading and multiple collateral options including fiat & crypto.

2

Funding Rounds

A software company offering a banking grade platform for online identity verification.

1

Funding Rounds

Coorest is a polygon-based platform offering carbon trading and offsetting.

7

Funding Rounds

$192.3m

Money raised

Veriff is a company founded in 2015 by Kaarel Kotkas.

4

Funding Rounds

$2.8m

Money raised

Raison app lets users get pre-IPO investment products from €100 and operate ETH, BTC, USDC and EUR currencies.

Location:

Key people:

1

Funding Rounds

$1.3k

Money raised

Arf is a Zug-based company providing a global settlement banking platform with digital asset-based working capital and settlement services.

1

Funding Rounds

$6.9m

Money raised

EstateGuru is the leading Nordic peer-to-peer lending platform run by property professionals facilitating short and mid-term financing to SME-s and property developers.

1

Funding Rounds

$300.0k

Money raised

Centralized cryptocurrency exchange with a European license and insurance.

2

Funding Rounds

$7.5m

Money raised

Fastest growing neo-insurer in Europe. Insurance Shaper of the Year 2019; Best Fintech Company 2017

4

Funding Rounds

$12.2m

Money raised

Previously known as LeapIN, Xolo is based in Estonia.

2

Funding Rounds

$52.0m

Money raised

One-stop & simple NFT infrastructure & APIs for developers

1

Funding Rounds

$380.0k

Money raised

EvoEstate is real estate crowdfunding aggregator, which provides investment opportunities from over 15 platforms and makes cross-border investments hassle-free.

Location:

Key people:

2

Funding Rounds

$18.1m

Money raised

CryptoProject is a blockchain company founded in 2013 by Petr Volokov.

3

Funding Rounds

$15.0m

Money raised

Montonio is a payment option platform founded in 2018.

Industries:

Location:

2

Funding Rounds

$3.0m

Money raised

Reinventing home renting

Industries:

Location:

1

Funding Rounds

$10.0m

Money raised

Platform enabling app stores and digital service providers to acquire, monetize, and retain users.

2

Funding Rounds

$10.6m

Money raised

Salto X is an incentive token plans for remote companies founded in 2021 by Ragnar Sass.

Location:

Key people:

3

Funding Rounds

$13.0m

Money raised

Cachet is a Estonia-based insurance company for gig workers.

1

Funding Rounds

$5.0m

Money raised

Developer of a fintech platform designed to offer modern fiat to crypto exchange infrastructure to deliver a better user experience.

Location:

2

Funding Rounds

$1.7m

Money raised

KWOTA - Carbon Credits Marketplace

2

Funding Rounds

$32.4m

Money raised

Planet42 is an african Mobility Fintech.

Industries:

Location:

1

Funding Rounds

$3.0m

Money raised

Striga is an embedded Crypto Native Banking as a Service founded by Prashanth Balasubramanian.

Location:

Key people:

1

Funding Rounds

$1.9m

Money raised

Digital assets marketplace for loyalty rewards, game credits and event tickets.

Location:

Key people:

1

Funding Rounds

$760.0k

Money raised

Enty is a financial and invoice management platform for SMEs founded in 2020.

1

Funding Rounds

$4.8m

Money raised

Modularbank offers a cloud- based API-first core banking suite

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