30 Best Loan Startups to Watch in 2024

Virtuo is a digital car rental company, using an algorithmic approach to track and anticipate demand, optimise and adapt fleet sizing, and set pricing levels.

Zopa is a Peer-to-Peer lending platform, designed to connect peers willing to invest in individual borrowers.

Platform offering finance solutions for businesses to meet their needs and expand.

Digital mortgage brokerage that offers a personal and modernized approach to the home buying experience.

Finiata provides working capital financing for freelancers and SME's over a fully automated data driven scoring technology.

Autobooks is a Detroit-based developer of an integrated payments and accounting platform.

Funding Circle is a San Francisco-based multinational peer-to-peer lending marketplace

Aave is an open-source, non-custodial protocol to earn interest on deposits and borrow assets.

Bitbond is an online loan platform backed by cryptocurrencies founded in 2013 by Radoslav Albrecht, Jürgen Walter and Robert Nasiadek.

Trustly and PayWithMyBank enables merchants with a global footprint to accept online banking payments from European and US consumers.

SmartAsset is a financial technology company that provides automated personalized financial advice. It participated in the S12 cohort of Y Combinator.

Lendtable gives cash advances to help individuals get their employer 401(k) match.

Morty is a New York-based company founded in 2015 by Adam Rothblatt, Nora Apsel and C. Brian Faux.

Fundera is a company founded in 2013 by Jared Hecht.

Compound is an algorithmic, autonomous interest rate protocol built for developers to unlock a universe of open financial applications.

Reorg Research has quickly grown to become an industry-leading provider of real-time news, commentary and analysis on issues affecting the distressed debt, event-driven and leveraged finance markets. Our mission is to provide independent, insightful and timely market intelligence and analysis to our subscribers so they can make better business and investment decisions. We provide real-time access to financial information that drives investment decisions and market perspectives. From there, we built a dedicated editorial team of journalists, former lawyers and investment bankers to leverage our proprietary technology to provide a comprehensive view of the situations that our subscribers care about. Our subscribers include hedge funds, law firms, investment managers and investment banks across the U.S. and Europe.

Point is a Palo Alto, California-based company founded in 2015 by Eddie Lim.

Credit Karma is a personal finance company providing finances and credit information to improve its members financial standing.

Affirm is a financial technology services company offering installment loans to consumers at the point of sale.

Rupeek is an asset backed online lending platform, it is disrupting traditional brick-and-mortar lending model. Our low operational costs and credit evaluation tools are making credit cheaper for borrowers and investing more valuable for lenders. Rupeek aims to bring financial inclusion for the masses and introduce products that are transparent, people friendly and provide value for lenders and borrowers. Simplified and affordable gold loans are only the beginning.

Aspire is a company founded in 2018 by Giovanni Casinelli, Joel Leong, Andrea Baronchelli, Giacomo Ficari and Stefano Pellegrino.

Prosper is an online peer-to-peer lending marketplace connecting people who want to borrow money with individuals and institutions who want to lend money.

Upgrade is a neo-bank offering affordable credit to consumers.

A financial technology company providing payments solutions that allow businesses to accept, process and disburse payments.

Kiavi, formerly LendingHome, is a mortgage lender based in San Francisco, CA.

Capital Float is a Bangalore-based online platform providing working capital financing to small and medium enterprises in India.

Lendbuzz uses Big Data analytics to significantly improve access to credit for international students and professionals living in the US. We look beyond a simple credit score and focus on our customers' background information such as employment, educational, financial or personal history to assess their creditworthiness and grant the customer a loan. Lendbuzz offers our international customers access to car loans and car refinancing at exceptionally attractive terms and rates regardless of credit history, credit score and lack of social security number. We believe that anyone working, studying and living in the US is eligible for access to credit at fair rates!

Desert Financial Credit Union is a Phoenix, Arizona-based company.

WeLab is reinventing traditional financial services by creating seamless mobile lending experiences.

Developer of an online real estate platform designed to help renters transition to homeownership.